If I file for Bankruptcy and am expecting a tax refund, will I have to give the refund up?

Whether or not you keep a tax refund usually depends on what exemptions your bankruptcy case is eligible for. More specific facts are needed to...

I have student loans that are over 25 years old, can they be dismissed via bankruptcy?

If student loans were treated like credit cards, being that old would likely be in your favor. However they are exempted from the statute of...

Chapter 13 bankruptcy dismissed but not yet closed. Can a creditor foreclose now or must case be closed first?

Yes a creditor can foreclose, because you are no longer protected by the automatic stay

I filed Chapter 7 in Colorado in 2007. Had a vehicle financed through a Credit union in Texas.

Your facts show a loan charge off, with the vehicle being cross collateralized to the charged off loan, which means a credit union can demand all...

We surrender our mortgage in chapter 13 bankruptcy here in San Antonio, Texas in 2008. We were discharged on 7/1/2013.

Since it appears you have advised the lender(s) of your discharge, you may wish to journal all collection contacts so that an adversary action can...

Do I need to hire a lawyer and what kind of lawyer?

The facts you report show you were liable on a mortgage, and, that you did not file bankruptcy. It appears you do not need to hire a lawyer,...

If you agreed with a creditor to be responsible for a debt, in this case a student loan, you generally remain responsible for the debt to that...

Student loan debt and social security question

Actually, this idea has already been used, although by Congress, because it reportedly for years has administered the fund in a manner to use up...

If a collection agency has taken me to court what would the outcome be if i don't show up?

If you do not show up, a default judgment will likely be entered at some point, and the creditor can thereafter begin collections, including...

I received an original civil citation over a past due credit card balance of $2K, I signed for it at my home on 8/8/14, per the

Unless the creditor is paid or settles with you in the next few weeks, you would likely benefit from immediately retaining an experienced debt...