Archived
My name is Lisa and I am being pursued by a collection agency for furniture that i only put on hold but never authorized the
Peter's answer
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Answered on July 26, 2012
If there is a cancellation fee, it should be because of an agreement you made.
You should check any receipts you have about this order "on hold"...
Archived
We were given a modification by our original lender after chapter 7 discharge. But it is not on our credit Are we liable for it?
Peter's answer
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Answered on July 26, 2012
You appear not technically liable for the modification because the debt was not reaffirmed while in bankruptcy.
As explained by my colleague, if...
Archived
Can I be held personally responsible for credit card debt from mine and my soon to be ex-husband's defunct business - S Corp?
Peter's answer
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Answered on July 26, 2012
If you personally applied for the credit card, you are liable for its payment.
The company may also have applied for the card and it also could...
Archived
I have a writ of garnishment on my bank acoount unemployed for 3 years never served papers not advised by bank this was to be.
Peter's answer
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Answered on July 26, 2012
Sorry to hear about your situation.
Additional facts will be important, as to what remedies would be helpful to you.
Time is of the essence in...
Archived
Can i sue chase
Peter's answer
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Answered on July 26, 2012
Dealing with a national lender is often frustrating because of their tendency to adopt uniform policies.
The bank probably can report the house as...
Archived
Will we get 1099 on our property??
Peter's answer
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Answered on July 26, 2012
From the facts you describe, if you have been granted a discharge, the order of discharge is an exception to reporting 1099 income on your tax...
Archived
What can we do to keep this from affecting our credit and incurring the court cost because of one person
Peter's answer
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Answered on July 25, 2012
You remain liable on the lease, for any breach of the lease agreement you signed.
If the payment plan settlement agreement is in writing, you...
Archived
How does bankruptcy affect a cosigner
Peter's answer
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Answered on July 25, 2012
If you file bankruptcy, the SallieMae student loan remains as your debt under current law, unless you can show an undue hardship, which is rare. ...
Archived
Can i reopen two ch13 cases if just discovered that the creditor combined all funds disch in 1st ch13 into 2nd disch by trustee?
Peter's answer
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Answered on July 25, 2012
You describe some horrible results, but the situation seems to be ended at present, with the second case having received a discharge, as well as...
Archived
If I file for Chapter 7, will that remove all credit card debt even if a judgement has already been granted to the collector?
Peter's answer
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Answered on July 25, 2012
Yes, a credit card debt that becomes a judgment, will likely be discharged in a bankruptcy, although the judgment is not actually removed unless...
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