HOW SHOULD I HANDLE THIS? THANK YOU..

Before there is some disposition of your property by your "great friend", you would benefit from conferring with an attorney, who can handle...

Which state's SOL controls, the state of origination or the state of current residence?

The statute of limitations applies in most situations, but there may be a glaring exception in your situation because of the type of debt involved....

Can student loans be discharged if I file bankruptcy?

If you are qualified, you can file bankruptcy, student loans are not likely to be discharged in the process, they will be listed as debts which...

Chapter 13 question

Yes, it is possible that a house not be included in chapter 13, if there are additional conditions. To be more precise, if an interest in a house...

What are my options if I am not able to sell home? Are bankruptcy or foreclosure my best options?

There are usually more options to consider, before foreclosure or bankruptcy, because those are considered final options. There are certainly more...

Is this too good to be true or is this a scam? My mom is ready to sign her life away but Im skeptical. HELP!

Since saving the family home is most important, it would be very shortsighted, in my opinion, to leave the sure protections of ch 13, and even the...

Yes, you can be held liable by a third party who buys the charged off debt. Creditors will report the facts to the credit bureaus, of timely...

How can I stop a garnishment of my wages in Texas, or is it possible without filing bankruptcy?

More facts are needed, than are in your question and in the comments to my colleague. Garnishment in Texas for a person working in Texas, is not...

How much is the minimum legal payment required?

Call the college, and ask how you can resolve this. Even better, personally go to see a college official(s) to ask for help. Educational...

The US Dept. of Ed wants me to pay a student loan debt from an out-of state school I never signed up for or attended in 1985!

If the debt is significant, and if you qualify, you may benefit from contesting the validity of the debt in bankruptcy, because (1) you need not...