Is it too late for a letter of validation? Would there be any benefit?

Your inquiry implies you are already in bankruptcy, and there is an adversary action or motion by a credit card seeking to hold you, as debtor,...

Credit Card excess interest rate

Credit practices such as this have been a common consumer complaint, and do not appear to violate any regulations, if they occurred years ago. ...

In many areas, including Texas, Wells Fargo has a practice of freezing accounts above a threshold, until there is an instruction from the trustee,...

I have been making payments on a credit card that was sent to collections....now I am being served a lawsuit....how do I answer

You should consult with an experienced debt defense attorney, because the typical collection lawsuit is weighted against persons who attempt to...

As my colleagues indicate, and as you have requested, you need some better evidence of the debt, sent by snail mail. Asking for banking...

What happens in an adversary proceeding in bankruptcy?

Your inquiry does not state the nature of the claims or the reasons for being sued in either court. The grounds for filing a case in bankruptcy...

What should I state in a "Counter offer letter" regarding a subrogation claim against me?

Settlements often require confidentiality of the terms, release of all claims whether prosecuted or not, whether known or unknown, that exist...

Can I get my car back?

Your inquiry does not state who has the car now and why. Assuming it was repossessed, you may get the car back, by bringing up to date all...

Selected as the best answer

Talking to persons about the details of the debts of another, are not protected acts, under any debt collection statutes. You can send a written...

BANKRUPTCY

A tax identification number can only be used for a business entity that files bankruptcy. An individual must have their own social security number...