Wife recently deceased, am i responsible for debt in her name

I am sorry to hear of your loss. You are probably not responsible for debt in the name of your deceased wife. The estate of your wife, is...

Can I discharge a student loan if I'm permanently disabled and receiving SSD?

I am sorry to hear of your situation. Even with your facts, it may be difficult to discharge a student loan in bankruptcy. Your inquiry does...

Without complications, a chapter 7 takes 3 to 4 months, from the date of filing to receiving a discharge.

My ex filed Chapter 13 right after divorce. If I pay debts my ex was ordered to pay, can I offset it against what I owe the ex?

If a chapter 13 plan was confirmed, you should also determine what the plan says about the treatment of this credit card. A plan may pay up to...

Letter from cr. crd co says acct is cancelled and may result in reporting of accts with a collection status. in 2 mos. few late

There are too many missing facts to determine what would be better for you to do. You should consult with an experienced bankruptcy attorney to...

Does a Chapter 13 stop interest and penalties for student loans? I know it cannot be discharged and I'm not looking to do that.

Filing chapter 13, and any type of bankruptcy filing, will stop collections, and will stop penalties on student loans while the chapter is...

Received Chapter 7 discharge. Did not reaffirm.

By receiving a discharge, you should not have any more credit card and no unsecured debt, so you should be able to save money. It is surprising...

Can delinquent reports over five years old be removed from a credit record?

After seven years, adverse information reported on your credit may be deleted, as being no lunger current. You likely have to monitor this, to...

I had a debt collector call my parents home and left a message in a harsh tone stating: YOU HAVE BEEN SERVED, is this legal?

It is not clear from your inquiry, who owes an account, which may affect the answer. If you owe the debt, the collector should not be contacting...

My husband was hospitalized for 11 days and passed away. He had no insurance. The bill is almost $ 250,000.

I am sorry to hear of your loss. Before you pay out any more money, on any bills, especially hospital bills, you would likely benefit from...

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