Can I sue a contractor with an LLC, who has declared bankruptcy but has continued with same corporate name, phone number, etc...
Peter's answer
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Answered on August 25, 2012
If you were listed, or could have been listed, in his personal bankruptcy, then he has likely discharged the debt, which is the damage caused to...
Archived
My daughter lives in Maricopa county / Mesa, Az. She realized that her check is now being garnished for a repossessed vehicle
Peter's answer
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Answered on August 25, 2012
Your daughter may wish to trace down the reasons for the garnishment.
There are time limits involved, and there could have been up to 4 years...
Archived
Why did the debt collector schedule a hearing two days after I paid their settlement offer?
Peter's answer
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Answered on August 25, 2012
You should go to the hearing, with copies of your cashed checks, to ask the court to dismiss the creditor's case.
Why the creditor has scheduled...
Archived
How can I have them removed from my credit?
Peter's answer
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Answered on August 25, 2012
You appear to be protesting, by following the procedures.
There is little enforcement ability, if these incorrect reports of accounts continue...
Archived
Can I collect on a debt that is 6 years old?
Peter's answer
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Answered on August 25, 2012
You should move quickly, if the statute of limitations has not run.
In many agreements, the statute of limitations time is 4 years.
When do you need to complete Debtor Education counseling in Chapter 7?
Peter's answer
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Answered on August 25, 2012
Debtor education courses should be completed before the bar date, and the certificates of completion should be also be filed. before the bar...
Archived
My debts (including an SBA loan) were discharged (thru Chap 7) in Sept 2011. Can the SBA still claim my 2011-12 tax refund?
Peter's answer
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Answered on August 25, 2012
You should be able to keep your tax refund.
If it existed when you filed ch 7, it should have been exempted.
Archived
Can a creditor continue to add on to a debt that has been discharged in a BK
Peter's answer
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Answered on August 25, 2012
If this is an unsecured debt, the creditor has nothing.
If this is a secured debt, non payment can result in foreclosure of the...
If you default on a payday loan, and lied on the application (saying your employed, but not), can you be charged on anything?
Peter's answer
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Answered on August 25, 2012
Your friend who misstated his employment status on a $200 loan application, is not likely going to be charged with any criminal violation.
The...
Archived
Two live in household but only one filing chapter 7
Peter's answer
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Answered on August 25, 2012
A simple problem as this, becomes a complex answer in bankruptcy, because of the means test.
You should retain an experienced bankruptcy...
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