Archived
IL resident w/ bank acct levied by State of California (inc tax). Can I claim wildcard exemption to protect some of my money?
Peter's answer
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Answered on August 26, 2012
Your inquiry describes a battle between bankruptcy exemptions and exceptions to discharge.
Your bank account may be exempt, if it qualifies, and...
Archived
Will my fiancee' lose her Social Security Disability if she gets married?
Peter's answer
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Answered on August 25, 2012
No.
She could lose her SSI, if she is no longer disabled, not because of marriage.
Archived
Wanting to know my options on my home. It was discharged in a chapter 13 bankruptcy
Peter's answer
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Answered on August 25, 2012
You may wish to ask your bankruptcy attorney these questions.
With the facts in your inquiry, you may keep the mortgage current, and stay...
Can I return UNOPENED mail from collection agencies/creditors that send mail in my DECEASED husband's name?
Peter's answer
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Answered on August 25, 2012
I am sorry to learn of your loss.
If you want to send them back, you may indicate "deceased".
Most collection agencies will ignore it...
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Archived
My grandaughter has a credit card she can no longer pay.
Peter's answer
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Answered on August 25, 2012
There appear a lot of options.
If your grand daughter was turned down for a settlement, it is likely a loss for the creditor.
There are many...
Archived
I have my credit report and payment history through a credit consolidation company, but I am getting calls from scamers.
Peter's answer
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Answered on August 25, 2012
Calls from scammers, should be ignored.
You appear ahead of the curve, by researching the way you have, and you are unlikely to be taken in....
Can a collection agency garnish a personal checking account?
Peter's answer
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Answered on August 25, 2012
A creditor holding a judgment, rather than a collection agency, can garnish your personal checking account, because funds in the bank are usually...
Archived
Can I go to jail for a judgment and my bank account wash frozen in Houston Texas
Peter's answer
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Answered on August 25, 2012
With the facts in your inquiry, it is unlikely that an unpaid civil debt will send you to jail.
You should consult with an experienced...
Archived
I want to file bankruptcy for my business, and I have a business loan on the property that is in my name. Can this be included?
Peter's answer
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Answered on August 25, 2012
There are a lot of issues going on, which you should discuss with an experienced bankruptcy attorney, many offer an initial consultation at no...
Archived
Am I in contemp of court if I can't make a payment to a finance company ordered by a judge?
Peter's answer
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Answered on August 25, 2012
Excellent advice from my colleague.
One question, why was there such an order issued, and was it part of a criminal proceeding, or restitution...
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