Questions answered by Peter Walter Weston

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I was told my income of $50,000 per year was too high to file a chapter 7, But how come people who make much more can?

Peter's answer | Answered on September 17, 2012

As my colleagues have said, there are many reasons why others may file with greater income. You may benefit from a second opinion from an...

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Who is responsible for the car payments in a ch 13 as I thought the trustee would be making the payments

Peter's answer | Answered on September 17, 2012

As my colleagues have stated, the trustee was carrying out the terms of the plan, which may have called for other payments to be made, or if there...

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Chapter 7 bankruptcy trustee made me fill out form about support I pay to my Ex. What will he do with that info?

Peter's answer | Answered on September 17, 2012

The trustee will notify your ex that you are in bankruptcy, and likely that any support obligations that you may owe to her, are unchanged.

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Both of us Ch7. Wife reaffirmed mortgage, I didn't. She's "abandoned" it. If foreclosure, can she short sale out from under me?

Peter's answer | Answered on September 17, 2012

This inquiry deals with legal ownership of real property, and it appears you both are joint owners of your house, even though you probably have no...

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Is it unwise to directly contact the atty representing a creditor who is suing you in hopes to resolve before going to court?

Peter's answer | Answered on September 17, 2012

There may be additional facts to consider, such as is this a debt buyer, or an original creditor, and what amount is the account, compared to your...

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How do i stop a threat of a judgement against me

Peter's answer | Answered on September 17, 2012

More information is needed to respond to your inquiry. It would likely benefit you to consult with an experienced debt defense attorney, to...

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I have a collection agency trying to collect two credit card debts that are over 7 years old for $4170.85 and $1362.04

Peter's answer | Answered on September 17, 2012

As stated by my colleague, it may be more important to make no mistakes, when dealing with a creditor that appears time-barred from bringing...

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What can happen to me if I am being sued by a credit card company for breech of contract? My only income is Soc.sec,disability.

Peter's answer | Answered on September 15, 2012

I am saddened to hear of all your problems, which have much more importance, than this rather small collection matter. You can not go to jail,...

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Can my hawaii state retirement pension be garnished

Peter's answer | Answered on September 15, 2012

If this is a credit card debt, it is not likely a qualified pension can be garnished. If you should file bankruptcy, these types of debts can be...

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When can a debt come off your record? Which date is used to do the 7 yr rule?

Peter's answer | Answered on September 15, 2012

If there has been no payment by you on these accounts for 7-10 years, it is likely all these collections involve violation of state and federal...

Peter Walter Weston's Answers (1723)

I was told my income of $50,000 per year was too high to file a chapter 7, But how come people who make much more can?

Who is responsible for the car payments in a ch 13 as I thought the trustee would be making the payments

Chapter 7 bankruptcy trustee made me fill out form about support I pay to my Ex. What will he do with that info?

Both of us Ch7. Wife reaffirmed mortgage, I didn't. She's "abandoned" it. If foreclosure, can she short sale out from under me?

Is it unwise to directly contact the atty representing a creditor who is suing you in hopes to resolve before going to court?

How do i stop a threat of a judgement against me

I have a collection agency trying to collect two credit card debts that are over 7 years old for $4170.85 and $1362.04

What can happen to me if I am being sued by a credit card company for breech of contract? My only income is Soc.sec,disability.

Can my hawaii state retirement pension be garnished

When can a debt come off your record? Which date is used to do the 7 yr rule?