A judgement has been filed for credit card debt, the defendant has offered settlement and statue of limitations expire in 3 mo.

I'm going to presume that there is no judgment and merely a lawsuit filed against you. Many times the two terms are confused. A judgment is where...

Collection in Texas for cc debt and car repossed. Can they pull lien on my homestead?

They cannot put a lien on your homestead because it is protected by the Texas Constitution. However, the lien can still cloud title and hold up a...

Recently a debt mgmt co told me to have a lawyer file a document "judgment proof without negative repercussions" -what is it?

Be careful with debt management companies. Many of them are scams and they take your money without doing any work. As previously stated by my...

Being direct as the other attorney mentioned helps. When a creditor has a judgment then your leverage is not very strong. The debt has been...

Civil Case-Bad Debt

In my opinion the best option is to ignore this creditor or send them a cease and desist letter. I would certainly not file Bankruptcy on a debt...

In texas, can a 3rd party creditor get judgement against me and take my smallsavings acct. I own nothing. only hve job.

To follow up on the previous answer, yes they can garnish your bank account in Texas. They can also cloud title on any real property you own, even...

What can I do about phone harrassment?

If you can find their address you can send them a Cease and Desist letter pursuant to the FDCPA. The letter should be sent certified mail RRR and...

Will paying off a collection account this is past due help me?

There is a such thing as pay to delete but it's completely up to the creditor if they will agree to delete. A collection agency is more likely to...

What are the limitations to the Texas Judgement Lien? If placed on your homestead, does the creditor have to release it?

There was a Texas case in the early 90's that held a judgment creditor can be held liable for clouding title on your homestead and refusing to...

TX, being sued by a collector who purchased an account from the original issuer. How do I proceed if I own the issuer?

Defending a lawsuit without the assistance of an attorney is generally a bad idea. That being said, yes you need to deny that you owe Equable...