Archived
Being threatened to be charged criminally for "fraud of a fiancial institution" and a civil suit for a payday loan
Michael's answer
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Answered on March 16, 2013
Payday collectors make this threat all the time. If they are alleging that you gave them a check that bounced, the defense to that is that it was...
Archived
Hi. What would happen if I get sue & don't show up to court.
Michael's answer
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Answered on March 16, 2013
Technically you don't have to go to court but simply taking a default judgment isn't a good idea because as my peers have mentioned they will then...
Archived
In Texas, How do I settle an Abstract of Judgment if the company that sued me is out of business?
Michael's answer
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Answered on March 16, 2013
Wolpoff & Abramson did this to a bunch of consumers. They were bought out by Mann Bracken who also went out of business a short time later. ...
Can a default judgement in Texas touch my my checking account ?
Michael's answer
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Answered on March 06, 2013
Yes this means there is a judgment against you. However the judgment is not final until 10 days from the date of the signing of the judgment...
Archived
Does the Texas Homestead Act protect the equity in my home when I sell if I have an abstract of judgment against me?
Michael's answer
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Answered on March 06, 2013
I presume this judgment is from an ordinary creditor and not someone like the IRS for instance because different rules apply to them. That being...
Archived
We just received a letter from a collector stating that if we don't settle they will sue us, we are from Texas, what can we do?
Michael's answer
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Answered on March 05, 2013
You should have a lawyer take a look at the letter. If the letter came from an out of state collection agency, the odds of being sued by them are...
Archived
Can a judgment in New York use a collection agency to garnish my wages or put a lien on my bank account in Texas
Michael's answer
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Answered on March 05, 2013
No, they cannot garnish your wages if they are paid in Texas. If however your employer or payroll company is based in another state they could...
Do I have to sign post judgment interrogatories, for a credit card judgment in TX ,Would I be binding to a new contract if I do?
Michael's answer
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Answered on February 24, 2013
As the previous attorneys have mentioned, post judgment discovery should be reviewed or answered by an attorney if at all possible. Many debt...
Archived
Why do post judgment creditors ask for copies of my tax returns for a consumer debt can they intercept my IRS refund in Texas?
Michael's answer
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Answered on February 24, 2013
If you were sent post judgment discovery they likely asked for just about everything under the sun. Tax returns are a good way for them to trace...
Archived
Can a collection agency file a lawsuit for unpaid legally expired debt in TX?
Michael's answer
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Answered on February 12, 2013
If they file a lawsuit it will not be reported on your credit, the lawsuit that is. If they win the lawsuit and obtain a judgment, then yes it will...
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