Vacate and adjudicate are two different terms as my peer has mentioned. Vacate usually means something has been undone. The court vacated or...

Should i request a statement from a 3rd party collector that is collecting for a payday loan company before i make payment ?

Let me just say that the threat that you are at "level 5" and that they "will issue an arrest warrant" are likely nonsense. These are common...

Question about selling a home if I have a judgment against me

No you are not obligated. No abstract was flied so it will likely not be an issue. If however the title company requires anything, it will...

Full lien release form a credti card judgement so loan modification can go through?

You should get a different loan servicer or title company. Usually a partial release is plenty provided this is a homestead. If this is not a...

Is there any defense to a credit card debt that has been charged off by the original party?

You are required to file a written response with the court (the answer). A copy of the answer must be submitted to the opposing attorney. You...

Will the attorney still be able to garnish my wages?

No, if the checks are coming from Texas then they can't garnish them. However, once you deposit the money in the bank they are no longer...

I live in Texas. I have not made payments on 5 different credit cards since Aug 2011. One credit card discharged sent us a

Yes if you transfer the property to your children then it could ultimately be undone as a fraudulent transfer by the creditor. They would have to...

Can I be charged late fees if a statement was never sent to me?

I've been in court and I've fought HOA's before. My advice it not fight them over this based on my general experience. I know it's frustrating...

Can I go to jail for not paying a payday loan in texas?

The short answer is no, you cannot go to jail for not paying a loan in Texas. If you gave them post dated checks then the argument is that it's...

I live in San Antonio Texas, can my wages be garnished AND can a lien be placed on my home for defaulted PRIVATE student loans?

No they cannot garnish wages on private loans. They are treated just like any other unsecured creditor in Texas with one major exception - the...