Third party debt collector trying to collect debt that no payment has been made in over 7 years. what can I do?

You can send them a cease and desist letter under the FDCPA by certified mail. That should stop the calls and letters from this collector at...

I lived in Phoenix AZ and moved to Houston TX on April 2013. I debtor filed a judgement and (said they) served me in May 2013.

Sending a demand letter to the creditor may stop the garnishment if you can prove they are violating the Texas Constitution and FDCPA by garnishing...

A judgment creditor is not allowed to hold up property that is homesteaded. A partial release could be filed in attempt to clear title of the...

Does a collection agency have the right to sue you?

You stated after posting that you were going to settle the judgment. Just ensure that you receive a release of the judgment. Do not simply send...

The statute of limitations has to be proved by you as one of your affirmative defenses. So the debt is still collectable unless you can prove,...

In Texas, some assets are protected if you are sued and you lose. Things like homestead, 1 car and up to 30k in personal items.

The exemptions apply regardless if you file for Bankruptcy. That being said, many creditors who get judgments in Justice Court are garnishing bank...

I owe money on a credit card from over two years ago and the cc company is suing me. I'm in Texas. What are my options?

You may be able to afford an attorney if they quote you a flat fee with small monthly payments. Until you have received quotes you do not know for...

Payday lenders usually don't file collection lawsuits. However there are some that do file. Your question however relates to criminal law. Being...

I need to file a Motion to Vacate a Judgement but don't live in San Antonio...

In order to get it the judgment copletely removed from your credit you need to have the judgment vacated. A release of the judgmetn will usually...

Hi, my name is Michael I have a serious problem.. The creditors have sued me and I don't have any money what do I do?

You should consider discussing the situation with a debt defense attorney. You may think you can't afford the flat fee but often the fees are...