Archived
My condo in WA was foreclosed and HOA is suing me for years delinquent dues totaling $18k. Does my mortgage have lien priority?
Ryan's answer
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Answered on January 22, 2015
If the property was actually foreclosed upon, the date of the foreclosure auction/sale is the date the property no longer belongs to you and you...
Archived
Will they lift a bank levy ?
Ryan's answer
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Answered on January 22, 2015
I have tagged this as a child support issue so the correct lawyers will see it.
Does my girlfriend have to list her engagement ring as an asset in a BK file if we aren't married yet?
Ryan's answer
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Answered on January 22, 2015
I agree with Mr. Repay completely. Talk to your attorney, he or she will advise how to disclose it. Hopefully based on her assets her lawyer will...
Archived
How do I get an increase in my credit card statement and decrease my APR? I've asked for a reduction before but they said no.
Ryan's answer
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Answered on January 21, 2015
Then you keep asking. They are not required to lower your APR or to increase your credit limit. If your credit score has decreased or you have...
Archived
What happens to a student loan acquired during marriage during divorce?
Ryan's answer
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Answered on January 21, 2015
It does not matter what the Judge/Divorce Decree say. If the loan goes into default, the lender will pursue the person or persons who signed for...
Archived
Is my mortgage reaffirmed after ch7 bankruptcy and a change of mortgage companies?
Ryan's answer
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Answered on January 21, 2015
If there is an agreement on file with the court signed by you, your lawyer and the bank, yes, you reaffirmed the Debt. It is not uncommon for...
Can a judgement attach to your homestead . I am also disabled and need to sell to reduce my housing
cost.
Ryan's answer
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Answered on January 21, 2015
I would work with a Realtor and title company and see what they say. The title company and/or the buyer's bank may come back and tell you the lien...
Archived
AT&T HAD BILLED ME FOR MY TELEPHONE SERVICE THAT HAD BEEN CANCELLED AND THEY FORWARDED MY BILL TO COLLECTION AGNECY.
Ryan's answer
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Answered on January 21, 2015
Mail AT&T and cc the debt collector. Carefully explain your situation in the letter. Include any account or file numbers in the subject line. ...
Archived
Received first bill 2 years after any services rendered.
Ryan's answer
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Answered on January 21, 2015
Do you think amount of the bill is unfair or that the timing of the bill is unfair?
If you think the amount is unfair, maybe have a conversation...
Archived
I have a judgement against me in caldwell county from 2006, that I just found out about. It was for about $5400
Ryan's answer
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Answered on January 20, 2015
You should use the 'Find a Lawyer' button and go sit down with a local consumer or bankruptcy attorney.
You should be able to find someone who...
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