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HOA or Collections Will not let me make payments to stay current on my dues post my bankruptcy filing. What should I do?
Ryan's answer
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Answered on January 26, 2015
I see this here in Texas. HOA's frequently have lawyers or board members that do not understand bankruptcy.
If you have a lawyer, tell your...
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Archived
How can i save my house if it is in foreclosure. if i pay the note up will that save it or should i file bankrupt. please help
Ryan's answer
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Answered on January 26, 2015
I agree with my colleagues - go meet with a Chapter 13 bankruptcy lawyer. Even if you chose not to file, you need to be informed about the...
Archived
The Sherriffs office tried to serve me a summons to an address I no longer live. I went down to the court house and the date is
Ryan's answer
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Answered on January 26, 2015
If you haven't been served they cannot proceed with a trial in 4 days. There are methods, however, where you can be served and the papers don't...
Archived
Estimated date of removal on credit report..help!!
Ryan's answer
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Answered on January 26, 2015
(1) A debt being on or off your credit report does not affect whether you owe the debt.
(2) If you have made payments on the debt recently,...
Archived
My daughter/husband want to borrow 10k. they want me to gift the money. and will sign DTrust later. they need money for down o
Ryan's answer
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Answered on January 26, 2015
I agree with my colleagues. Also, based on the way your question reads, are they getting 'legal advice' from a Realtor or mortgage broker? Be...
Archived
"how will letting a non buildible lot effect us if we let it go back to the bank"
Ryan's answer
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Answered on January 24, 2015
This is a very fact specific situation. Click the 'find a lawyer' button and go meet with a local real estate or bankruptcy lawyer.
Archived
In Chapter 7 bankruptcy, is it possible to have a HOA contract dissolved?
Ryan's answer
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Answered on January 23, 2015
I think you need to go see two lawyers ASAP:
1. A bankruptcy lawyer to advise you the best way, given your specific facts, to get a fresh start...
Archived
My wife just received a garnishment at work for a debt that had been paid off last year.
Ryan's answer
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Answered on January 23, 2015
My colleagues are correct, go sit down with your wife and a consumer law attorney ASAP. Depending on your facts, you need help settling a judgment...
Archived
Civil Judgment Collection: If an HOA declares bankruptcy & goes into receivership, is it still responsible for paying on the...
Ryan's answer
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Answered on January 23, 2015
The answer is it depends. Depends on the number of creditors, type of creditors and amount owed to the creditors by the HOA. I would consider...
Archived
Can i go to court an get things on my credit report waived because i am low income now?
Ryan's answer
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Answered on January 23, 2015
Your question is a bit confusing.
If you are asking if you can get items deleted from your credit report because you have low income, the answer...
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