As long as it was timely taken before the CH 13 and properly filed, you do not need to re-take it. You will need to take the post filing class and...

Statue of Limitations

Most states' statute of limitations begin to run from the 'date of default.' This is defined in the contract. For most major credit cards it is...

Can a debt collector take money out of an account me and my husband are joint on if he's the primary account holder?

Yes. Unless Alabama law is different than most states, as long as your name is on the account they have a right to garnish it. You should sit...

I want a divorce. he says he will file bankruptcy. house and cars are in his name only. what can i do?

The intersection of bankruptcy and divorce is very fact dependent and very complicated. You should go sit down with both a local divorce attorney...

Is it legal for a company to bring up a 20 year old bankruptcy?

Time Warner is not required to provide services. Unfortunately no one here can answer why Time Warner put a 'lock' on your account because none of...

If I stop paying my house payment (which is in my husband's name) does it affect my credit if it gets foreclosed on?

Yes, but.... Because the deed is in both of your names, you may face liability for unpaid property taxes and/or HOA fees if the property is not...

Engaged in Business

If you are simply a 1099 worker (you have a professional job and get paid for your services) you can just list your info for the records (ie your...

Converting from Chap 13 to Chap 7. What will be the start date for the bankruptcy listed on credit report & mortgage app impact

You cannot incur debt in a Chapter 13 without Court approval. Be careful of 'mortgage experts' giving legal advice. As far as the VA, you are...

What are the exceptions to the rules that furnishers of information (creditors) need to provide accurate information i.e. death

If I understand correctly, you want a creditor to remove accurate information from a credit report? They really cannot do that. You can always...

Dispute credit account under my name I didn't sign up for....

Assuming that 'we' means you and your husband, and that you are still together, a better question is how to pay off the debt. You may want to...