My colleagues are correct. I would encourage you to take the advice several of them gave you at the end of their posts - hire a lawyer. Chapter...

Sallie Mae loan has cosigner. Her house had a lien on it caused by the loan. She sold the house and said the loan would be paid.

If I understand your facts, the person said they would pay off the loan when the home was sold. Now someone has a power of attorney and is...

After a notice of conversion has been file to convert a chapter 13 to Chapter 7, what schedule has to be file

I am assuming that you do not have a lawyer. You may want to pay a local bankruptcy lawyer for a consultation to answer these questions. The...

Is it possible to get this paid judgment removed from my credit report? It showed up on my report 4 years later?

That depends, what does it say? Does it say you had a judgment in 2011 that was paid? Or does it say something else. If the information is...

At the risk of defending a creditor, Zwicker & Associates is a large law firm that handles filing lawsuits for some of the major debt buyers. I am...

I settled a credit card debt before served but still have a case number but not on docket. Atty wont dismiss.Do I need to worry?

Did the settlement letter between you and the creditor happen to state the creditor's responsibility to dismiss the lawsuit after you made the...

I have been harassed for over 12 years by a collection agency over a credit card debt. What legal rights do I have?

I agree with my colleagues. And between now and when you meet with a lawyer, start a log of their calls. Date, time, number, their name, their...

If I pay 4700 for a new used car for my wife or pay for some vital medical treatments for my wife, would these be considered

Paying your rent is not going to be an issue unless it is an usually high amount of rent for your family size in the area in which you live. For...

What is the optimal time to file bankruptcy?

No one on here can answer that question. The appropriate timing of a bankruptcy filing can depend on an unlimited number of facts that may or...

Can the money from my spouse's paycheck be recovered after seizure due to bank levy?

Can any of it be recovered? Possibly, depending on how much time has passed. You can hire a lawyer to dispute the garnishment and hope to get...