Do the math before sending a 'small payment.' Sending an amount that is less than the minimum required payment will result in late fees and...

Do creditors have rights to close my accounts?

No creditor is required to extend credit to you, no creditor is required to continue extending credit to you (for credit cards. If the only...

Each Trustee has his or her own set of document requirements. After you file your should contact your Trustee's office to see what documents they...

What bankruptcy chapter is better - 7 or 13?

Mr. Brewer is 100% correct. The answer to that question depends on the needs and goals dictated by your specific factual situation. A competent...

How can one get debt consolidation loan ASAP. IVE BEEN BOMBARDED BY by debt restructuring Comapny.

Mr. Caldwell, as usual, has given good advice. (1) If you have $23,000 in mostly maxed out credit card debt, you will probably not qualify for...

What is the definition of a "legal agreement"?

That's a question for the mortgage company. You should ask them what they will consider a legal agreement as their definition of the term is what...

What does "SC Writ of Exec/Rtn Unsatis" mean?

It may be time for you to go consult with a local attorney. While lawyers on AVVO give general information, they cannot actually give you legal...

Foreclosure, what do I do?

First, do some homework to see if they have foreclosed or not. See what the bank tells you and check the county property records. If the judge...

I was in default of a home loan back in 2007. In 2012 I was served with documents stating that a judgement was awarded against

Whether the county was correct or not is a very complicated legal question. A better question is what is your end game? You are working towards...

Do i need to reopen my case or amend my case and if so how do i do this?

Mr. Caldwell is correct. If you have failed to make payments on the debt, then you are at the mercy of the creditor. Chapter 7 bankruptcy does...