Questions answered by Ryan J. Dove

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I live in Houston TX, I have homestead in my house My question is: can debt collector agent put a lien in my property?

Ryan's answer | Answered on April 15, 2015

A judgment lien does not technically attach to a homestead in Texas. What you will find, however, is that many title companies will refuse to...

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Can the legally hold daughters title?

Ryan's answer | Answered on April 14, 2015

If the loan is a valid cross collateralization (let me guess,a credit union?), then both car loans are tied to both cars. Them holding her title...

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I was given notice from my employer that I was having my wages garnished from a filing I was unaware of, can they do that?

Ryan's answer | Answered on April 14, 2015

I am sorry you are going through this. Not hiring a lawyer ASAP is going to leave you with a big headache later. Because an Ohio judgment is...

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I am thinking about bankruptcy

Ryan's answer | Answered on April 13, 2015

What options you have and how much those options cost depend heavily on your specific facts. Go meet with a local bankruptcy attorney for more...

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Debt Collection Letter from LTD Financial Service but not my Bank Account

Ryan's answer | Answered on April 13, 2015

Pull a copy of your credit report. Is it showing on there? Did you have a credit card that was issued by Citi? Did you have an old account some...

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I NEED TO FILE CHAPTER 7 BANKRUPTCY WONDER HOW MUCH IT COST DO NOT HAVE A LOT OF MONEY OR I WOULD:NT HAVE TO FILE

Ryan's answer | Answered on April 13, 2015

This is a very region specific question. It will also vary depending on the facts of your case. There may also be legal clinics or pro bono...

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A contractor wants to foreclose on a house via mechanic's liens. Am I still liable if the house was sold before the lawsuit?

Ryan's answer | Answered on April 13, 2015

Mr. Lautin is correct. You need a local lawyer who understands liens and how they relate to real estate transactions. After a review of certain...

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I am an unlicensed "tile guy" in SC, can I be sued for monies that I have already been paid if a client is unhappy with work?

Ryan's answer | Answered on April 12, 2015

Yes. Will she win? No one can tell you that. Having only a verbal contract makes it a very uncertain legal situation. If you have been paid...

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Bankruptcy

Ryan's answer | Answered on April 11, 2015

I agree with Mr. Brewer. Based on your question, you should hire a local bankruptcy attorney. Pay a reasonable fee now to avoid a more...

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Do I need a real estate attorney?

Ryan's answer | Answered on April 08, 2015

If they are judgment liens they do not technically attach to your home. You should contact your title company and ask exactly what they need to...

Ryan J. Dove's Answers (774)

I live in Houston TX, I have homestead in my house My question is: can debt collector agent put a lien in my property?

Can the legally hold daughters title?

I was given notice from my employer that I was having my wages garnished from a filing I was unaware of, can they do that?

I am thinking about bankruptcy

Debt Collection Letter from LTD Financial Service but not my Bank Account

I NEED TO FILE CHAPTER 7 BANKRUPTCY WONDER HOW MUCH IT COST DO NOT HAVE A LOT OF MONEY OR I WOULD:NT HAVE TO FILE

A contractor wants to foreclose on a house via mechanic's liens. Am I still liable if the house was sold before the lawsuit?

I am an unlicensed "tile guy" in SC, can I be sued for monies that I have already been paid if a client is unhappy with work?

Bankruptcy

Do I need a real estate attorney?