Collection agency states that I have a balance from 2009 and that the Statute of Limitation in TX doesn't apply

Write down as detailed of notes of the call as you can. Date, time, length, telephone number, name, company, etc. If the debt is not showing up...

I live in Texas my husband died in January and when refinancing the home was informed he had a judgment that is attached to home

I recommend you follow these steps: (1) Call the mortgage company you are going to refinance with. Ask them what they need to see to close on...

I personally do not care for the term judgment proof. An aggressive creditor can, within the bounds of the law, badger someone into paying...

When sending a debt validation, should I send copy of credit report that states the debt and what is owed?

You "make sure the debt collector is legit" by using the legal process to make them prove certain elements of the case. While the amount of the...

I am being sued by a collector, I know I owe the money. My credit reports states $ written off, do I pay the difference?

Mr. Detrinis is correct. To answer your question directly, you are liable for the entire balance, which will likely grow over time due to interest...

Lien on property

It depends. Since you said 'court date' I will assume it is a judgment lien that has been abstracted and recorded against real property. If the...

What can I do?

Often folks say "I cannot afford an attorney." Have you consulted with an attorney? Maybe you can hire one and get on a payment plan? Lawsuit...

My lawyer won my personal injury case now I have to collect the money from someone with no money will i ever see my settlement

(1) Discuss this with your lawyer, he or she is in the best position to give you advice. (2) Mr. Carter is spot on with his opinion. Getting a...

I co-signed for a student loan application stating that we were married at the time. Shouldnt it have denied based on this fact?

If you are asking "Because I committed fraud on a loan application, doesn't that make the loan invalid?" then the answer is no. You could pay...

Should I sign an Agreement Judgement?

Make sure anything you agree to is in writing, and explains both parties' responsibilities. -when are your payments due and how much do you have...