Archived
Options once a third party debt collector is involved on a medical bill that hospital neglected to submit to insurance?
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Answered on October 02, 2015
I would start be verifying that you were indeed covered by your insurance at the time of the services. If you have or are able to get documents...
Archived
My home is disability exemption do I have to include my home in the bankruptcy
Ryan's answer
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Answered on October 01, 2015
Unfortunately your question is unclear as to what your facts are or what your question is.
Can you not list a creditor when you file bankruptcy?...
Archived
If I decide to file for bankruptcy will it affect the other person on the loan with me?
Ryan's answer
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Answered on September 30, 2015
The short answer, yes. By filing bankruptcy that probably means you will be or have already missed some payments on the loan. That can show up...
Archived
What kind of attorney could pursue this situation?
Ryan's answer
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Answered on September 29, 2015
"even a document signing over their personal home as collateral"
Did a lawyer conduct this transaction for you? If not, first step is to have a...
Archived
Do I owe my home equity loan if they wrote it off in bankruptcy and will not prove they didnt or thatthey have the original loan
Ryan's answer
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Answered on September 29, 2015
I am not 100% sure what you are asking.
You did not reaffirm the loan, because there is no personal liability on a home equity loan.
A lender...
Archived
I have been sued for a debt in justice court. I do not believe I incurred this debt.
Ryan's answer
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Answered on September 28, 2015
These are all great questions, it looks like you have done your research online.
You may want to consult an experienced debt defense...
Archived
A creditor's agent (Portfolio Recovery) has sued me for non-payment. What are my options if I am not able to pay.
Ryan's answer
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Answered on September 28, 2015
Sounds like you need a consultation with a local bankruptcy attorney to decide if bankruptcy may be able to help you get a fresh...
Can wages be garnished in small claims court?
Ryan's answer
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Answered on September 28, 2015
Not in Texas. Don't take legal advice from your Realtor, contact a local attorney for help. The problem is, you may be trying to get blood from a...
Archived
Can I file bankruptcy in TX during/after doing a home modification? Orig PITI pymt was 920, now they want 960 & call it "help"??
Ryan's answer
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Answered on September 28, 2015
"And...my goal is to keep my home and be able to afford it"
Unfortunately, both bankruptcy and loan modifications may not help you be able to...
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Archived
$25,000 + 22.49% interest lien put on mother's house from a debt judgment. Claims secured. Can anything be done?
Ryan's answer
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Answered on September 26, 2015
You may be referring to an 'abstract of judgment' that has been filed in the county where your mother lives.
She needs to go meet with a local...
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