Questions answered by Ryan J. Dove

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Who is responsible for debt created during the marriage.

Ryan's answer | Answered on November 06, 2015

A divorce will not change anything from the creditor's point of view. If a loan or credit card is defaulted after the divorce, the lender will...

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I have a chapter 7 being re-opened because i failed to report a lawsuit i had going on ...i won suit , now court wants some $...

Ryan's answer | Answered on November 05, 2015

To add to what my colleagues have said, if you are asking if a lawyer will take your case and agree to not get paid until June of 2016, that is...

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Judgment ruled against me from a bad credit card debt.

Ryan's answer | Answered on October 30, 2015

You should contact a local attorney to see if you may be able to undo the judgment and if you have any defenses to the lawsuit. The longer you...

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Can a collection agency take me to court. ?

Ryan's answer | Answered on October 30, 2015

It may be a scam. But if she does get sued, she needs to get a lawyer. If you are willing to be a witness for her lawyer, there's a chance she...

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Good afternoon! Will I be able to take legal action against a credit repair company if they did not fulfill the agreement?

Ryan's answer | Answered on October 28, 2015

I don't recommend using 'credit repair' as a solution to a financial fresh start. That typically implies disputing every negative item on your...

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Hi I want to reaffirm my mortgage after my bankruptcy in 2009,

Ryan's answer | Answered on October 27, 2015

Have you applied to refinance your home, and your banker gave you legal advice? Find a mortgage broker who will take the time to get the...

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Are there options for disputing a written off debt if you were not notified that it went to collections?

Ryan's answer | Answered on October 27, 2015

Contact a local competent CPA to discuss filing an amended tax return. Even if you continually updated the creditor of any changes or address,...

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Question regarding a default judgment on a mortgage after a BK 7....more details below. Is this legal?

Ryan's answer | Answered on October 26, 2015

The answer is it depends. If client can prove actual knowledge of the bankruptcy by the mortgage lender and they subsequently received a...

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Small business owner filing bankrupty

Ryan's answer | Answered on October 26, 2015

If you do not have an attorney, hire one ASAP. Filing a bankruptcy given the facts you described can be extremely complicated. Ignorance of the...

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What damages can I sue for if a creditor ran unauthorized hard inquiries and now I am suffering because of the misfortune?

Ryan's answer | Answered on October 26, 2015

First, you need to make sure that you did not give the dealership permission to run your credit. You may want to ask them to show you what you...

Ryan J. Dove's Answers (774)

Who is responsible for debt created during the marriage.

I have a chapter 7 being re-opened because i failed to report a lawsuit i had going on ...i won suit , now court wants some $...

Judgment ruled against me from a bad credit card debt.

Can a collection agency take me to court. ?

Good afternoon! Will I be able to take legal action against a credit repair company if they did not fulfill the agreement?

Hi I want to reaffirm my mortgage after my bankruptcy in 2009,

Are there options for disputing a written off debt if you were not notified that it went to collections?

Question regarding a default judgment on a mortgage after a BK 7....more details below. Is this legal?

Small business owner filing bankrupty

What damages can I sue for if a creditor ran unauthorized hard inquiries and now I am suffering because of the misfortune?