Archived
Can I declare bankruptcy on credit card debts that are in my name only that are part of a settlement agreement in a divorce?
Ryan's answer
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Answered on September 07, 2016
Yes (and no). Let's say you have a credit card from Big Bank that is in both your name and your ex-wife's name.
If you receive a bankruptcy...
Archived
What's the average cost to file bankruptcy in Texas?
Ryan's answer
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Answered on September 07, 2016
The answer is it depends. The analogy I use is it is like asking a painter how much they would charge to paint your home when they have not yet...
Archived
I am currently going thru Chapter 13 bankruptcy. My car was about 3 months behind but would be paid off sometime next year
Ryan's answer
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Answered on September 06, 2016
You really need to speak to your attorney to understand how your bankruptcy plan is structured. Certain events can result in an automatic payment...
Archived
What is the likely outcome of a debt lawsuit against my mother if she at minimum files a response?
Ryan's answer
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Answered on September 02, 2016
I would warn against filing false pleadings with the court. If she is aware something is not true be careful of saying it is true.
She should...
Archived
Where can I obtain actual copies of pleadings (Harris County, Texas)?
Ryan's answer
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Answered on September 01, 2016
I agree with Ms. Trevino. Filing and prosecuting a counter-claim can be complicated and filled with pitfalls. You should consider talking with a...
Archived
What I can do when a lawyer is lying to you and charges you take your case to Chapter 13 bankruptcy
and does nothing for you
Ryan's answer
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Answered on August 31, 2016
If your lawyer lied to you, did nothing and took money, you can call the state bar of Texas to file a grievance.
I find, however, that this type...
Archived
What happens to my bankruptcy case if my student loan is paid off during the bankruptcy?
Ryan's answer
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Answered on August 29, 2016
Your attorney truly is in the best position to answer this question. You can check your case information on the Chapter 13 Trustee's website, but...
Archived
What constitutes an attempt to collect on a debt?
Ryan's answer
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Answered on August 27, 2016
If you have a lawyer, you should take copies of all the letters and payment coupons to your lawyer asap.
If you do not have a lawyer, you should...
Archived
Will my mortgage company give me a loan modification if I missed 3 payments and in a current chapter 13
Ryan's answer
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Answered on August 24, 2016
Will they give you a modification? That's entirely up to the bank.
If they offer you a modification you will have to request court approval of...
How do I file a replevy bond in the State of Texas?
Ryan's answer
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Answered on August 20, 2016
This likely means the creditor has a judgment against you.
Putting it in very simple terms, in order to keep the bank from paying your money to...
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