Settling a debt, provided everything in writing. Can you clarify for me? Does this mean everything will be paid off?

I think you really need to be asking that question - maybe in writing - to the party making the offer. Alternately, you may need to consult with...

Default judgment signed

Usually a judgment on a commercial debt needs to be paid by the business-debtor. If you are personally liable for business debt then you should be...

My wife has a debt judgement from Dec. 2008 in Harris County, TX. She never received the summons can we file a motion to vacate?

Yes, if there was no service of process, your wife has rights to set aside the judgment. From a procedural standpoint, it is too late to file a...

The Proven Mediation called and told my son that he would be sued and taken to court for an amt owed 17 yrs ago.

I suggest you speak with an attorney in the field of debt collection rights. Firstly, you will want to trace where the money went. Can you find...

How do I respond to a civil citation by the court to a collection company who is suing? I am on disability and unable to work.

If you are on disability, you might want to notify the plaintiff, as well as your banker - both by certified mail, return receipt requested, that...

Yes, you have rights against this kind of harassment. The problems are: 1) it is too late for you to file suit against the original lender; and 2)...

I'm being suit for old debts by a collection agency, what should I do?

It is very important that you defend yourself. If you do not file an answer - or some other response to the lawsuit - you will be opening an...

Can a collection agency do that after all those years without showing me the dept

Whether you paid the debt or not, if the last activity on the account was in 2007, then this information should not be on your credit report at...

It is important that you respond to the lawsuit. If you have an affirmative defense based on statute of limitations, you might also have grounds...

How can I fix my credit? Is Bankruptcy the right option?

The pertinent piece of information that is missing from your facts is length of time. How long ago were the late payments? At the expiration of...