HELP PLEASE

You may have claims under the Texas Finance Code (which is similar to the Federal Debt Collection Practices Act) except that it applies to original...

What can I do if the buy here pay here dealership sold my promissory note to two different companies.

You should contact a consumer rights attorney who can help you pursue your rights. Also, have you pulled your credit bureau reports? You can...

Family member of mine being sued for an old debt but cannot locate it in the justice of the peace site.

The court clerks are often several days (or weeks) behind in updating their on-line dockets - - especially in the Justice of the Peace system. ...

What do I do when I can't get a response from a firm that is executing a judgement passed against me?

There is at least one (huge) debt collection law firm in Texas that recently shut down. The other thing that comes to mind is the fact that the...

NO money to pay back but threatened to be sued for failure to pay off a Pay Day loan. What are the legal consequences?

It is rare for the payday loan industry to sue its customers, although I have seen it happen. If you get sued on a civil matter related to a...

Massively in debt

You might want to consider bankruptcy, if you qualify for a Chapter 7. (Chapter 13 bankruptcy) can be extremely expensive. Are you being sued...

You need to consult with an attorney and do whatever you can to defend yourself. Yes, there are pro bono legal services (whether it's legal aid or...

Is it legal for a finance company to give another finance company I'm applying for my information about my open account ?

Not only is it legal, it might be obligatory if the lender usually reports to the credit bureaus. All of that information is on your credit...

In the state of Texas can debt collectors call me on my cell phone?

If it is the original creditor calling you, then a "cease and desist" letter asking them to stop calling you will not work. Cease and desist...

My car was repossessed, what are my rights?

If the finance company sells the car for more than the balance you owed, then they would be obligated to send you money to cover the difference. ...

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