Does Section 609 of the FCRA require credit reporting agencies to provide copies of original signed contracts?
Dana's answer
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Answered on July 13, 2017
This might not be the answer you want to hear: unless there is something inaccurate about the way an account is being reported, it is legal for...
Archived
Can I sue a credit bureau {Equifax) for damages caused by this company
Dana's answer
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Answered on July 13, 2017
Firstly, you might try to get your credit reports directly from www.AnnualCreditReport.com, which is a different way to access your Equifax report...
Archived
Can Oracle threaten taking me to court and freezing my account?
Dana's answer
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Answered on July 13, 2017
If you get sued, I would urge you to defend yourself - hopefully with the help of an attorney. While your bank account cannot be frozen if it only...
If I default on a loan with One Main Financial is there a certain dollar amount that they would file a judgement against me?
Dana's answer
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Answered on July 13, 2017
Please be careful about hiring any company to settle for you if they cannot represent you in a lawsuit. I have seen too many people get sued over...
Can a creditor put it back on my report?
Dana's answer
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Answered on July 13, 2017
The credit bureaus are legally obligated to report accurate information. If the information is accurate, they are allowed (or they must) report...
Archived
Why can a locally owned car dealer ship pick my car up to put a shut off switch on it?
Dana's answer
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Answered on June 14, 2017
I suggest you keep a receipt for every payment, and keep a copy of the contract (but NOT inside the vehicle.) You can ask why they want you to...
Is reporting information about my car to carfax a violation of my privacy? I did not give consent to do this.
Dana's answer
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Answered on June 14, 2017
Firstly, carfax pays for the information on its reports. You can try to ask a service provider not to report to carfax, but I would be shocked if...
Can Spouse's debt cause lien to be placed on a house?
Dana's answer
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Answered on June 14, 2017
His wages are more likely to be garnished for defaulted student loan debt and back child support more readily than a lien on the house. Plus,...
Archived
Why little to no lawyers out there representing the Creditors? We are out the money and interest?
Dana's answer
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Answered on June 14, 2017
Without making a comment about any particular JP judge or courthouse staff: I'm not sure that having an attorney will speed up the processes you...
Archived
Can my ex-husband sue me for his damaged credit?
Dana's answer
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Answered on June 14, 2017
Dorothy is spot on: your ex might prevail against you in family / divorce court for failing to abide by the divorce decree. He might need to show...
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