How will filing a chapter 13 bankruptcy impact my credit and new purchases?

Very often, creditors and landlords will ask if you have ever filed for bankruptcy. If you answer that you have filed, it may have some bearing...

Can a college tuition bill be reported negatively on your credit?

Any debt obligation can theoretically be reported to the credit bureaus. It sounds as though you will want to review the contracts you entered...

When you get an eviction has your balance already gone onto your credit or is it in collections waiting to be paid?

Great question. The answer depends on whether your landlord regularly reports to the credit bureaus. An eviction proceeding may be reported by...

What options do I have if a medical provider refuses to file a release of a deficient lien? A demand letter? Cease and desist?

I am retagging this questions as "insurance" related. Hopefully you will get more responses.

Your retirement fund is protected. The money sitting in your checking or savings account is not. If you get sued, I would strongly urge you to...

If my husband leaves me and takes our car that we owe on out of state can I report it stolen? i

If your husband is a co-buyer, then he has right to possession. If you are the only one paying on the vehicle, then you might want to ask a judge...

Does she has to pay?

If there was any sort of service contract with the phone company, then there is probably an agreement related to international calls (or the fact...

Theoretically, you can be sued for breach of contract. In reality, most payday lenders do not sue because they figure their debtors cannot afford...

Was my car wrongfully repossessed? Can I do anything?

I think you might consider paying whatever they are demanding and then turn around and sue them. You should certainly talk to a consumer rights...

I loaned someone a large sum of money and have not received any repayment. Is there anything I can do to recoup the money?

You can sue this individual to get your money back. Do you have a contract? If so, it should dictate the terms of when payment is due. ...