I had a previous account with Ace about 14 years ago. That debt was in a bankruptcy in 2001. How can they threaten me?

This sort of e-mail is full of threats that cannot be legally taken. Without trying to get too technical, I think that the party that sent you...

What is the law concerning Improper reporting to the credit bureau from a lender.

While you might have a claim for inaccurate credit reporting, the bigger problem is the bankruptcy itself. Firstly, there is a caselaw (although...

I do not have money to pay medical bills that insurance did not cover. will this ruin my credit since it went to collections?

The unpaid medical bill may end up in collections, they might be turned over to a debt collector/debt buyer, they might certainly end up on your...

Debt Laws Texas

Usually, creditors offer certain terms and the consumer accepts them. Also, usually the creditors allow themselves the option of unilaterally...

Texas Debt Settlement

Ed Walton said it best. Debt settlement programs are usually a scam. Many of these companies have been sued or shut down by the attorneys...

You social security benefits are exempt from garnishment, unless the party garnishing your account is the federal government. Make sure that your...

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Is there such a thing as a credit attorney, I'm ready to retain one if so, let's do this.

Yes, there is such a thing as credit repair attorneys. There are also many scam artists out there offering lofty results. At the end of the day,...

I have a friend she is married but siperated he took off with her car and didn't bring it back 2 days later could she full charg

Your friend needs to contact the local police.

Car insurance agency puts in false information, now its been caught when trying to add a new car & rate increases, what to do?

Yes, this might qualify as unfair and deceptive and fraudulent and many other things. The question is: how have you been damaged? It sounds as...

Could I get sued by someone for letting them use my car even if they're not on the lease?

If they sue you, they may be required to produce a copy of the written contract during the lawsuit. You might ask them for a copy of the contract...