Questions answered by Dana Karni-Ilouz

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I have been sued by a credit card company. I have to file a written answer with the Clerk.

Dana's answer | Answered on February 04, 2015

You need to contact a consumer rights attorney for a number of reasons. Firstly, the debt-collection litigation industry is a very-well greased...

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What will happen if I get sued by payday lenders for defaulting on loans?

Dana's answer | Answered on February 04, 2015

Anytime you get sued, I would recommend you hire a lawyer. Keep in mind that most payday lenders throughout the country do not sue their...

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What is the first step to starting the process of ID theft, stalking, and numerous digital crimes?

Dana's answer | Answered on February 04, 2015

I suggest that you immediately file a police report. The state district attorney, or the federal United States Attorney's office may/not speak...

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Does someone need to notify you in writing if they are going to sue you for a bad debt. Is it normal to email/leave a message?

Dana's answer | Answered on February 03, 2015

Most lawyers who sue for consumer debt do not call beforehand. The most important details in your question relates to the NSF on a $300.00 check. ...

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Can a company go to a credit bureau and claim knowing it a lie that you are 30 - to 60 days late on a payment?

Dana's answer | Answered on January 31, 2015

If you have never been 30 (or more) days late, you should send a written dispute to the credit bureaus and to the company listing the negative...

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Can my bank take all my wages deposited into my account, and leave me with no money to live for the rest of the month?

Dana's answer | Answered on January 31, 2015

Generally, when a vehicle is repossessed - whether voluntarily or not - the lender will do whatever it is entitled under the contract and under...

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How do I split a debt owed by my husband and his ex wife?

Dana's answer | Answered on January 30, 2015

Your question is likely the most popular issue in the intersection of divorce and credit/debt law. There is absolutely nothing that any divorce...

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Should I pay AMEX or let them sue?

Dana's answer | Answered on January 29, 2015

If the application for the card was fraudulent - *even* if you made payments for you $8k worth of expenses, I think you have a decent defense...

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Ex girl friend was in the process of paying me for her jeep. Jeep is registered in my name only.

Dana's answer | Answered on January 29, 2015

Do you have the title document? She may need that at some point if she wants to sell the vehicle. There's your leverage. Keep in mind that you...

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Hello, I need a vehicle out of my name.

Dana's answer | Answered on January 29, 2015

Have you asked the co-signer to turn the car over to you, especially if this person is not making payments? You might want to send the person a...

Dana Karni-Ilouz's Answers (1147)

I have been sued by a credit card company. I have to file a written answer with the Clerk.

What will happen if I get sued by payday lenders for defaulting on loans?

What is the first step to starting the process of ID theft, stalking, and numerous digital crimes?

Does someone need to notify you in writing if they are going to sue you for a bad debt. Is it normal to email/leave a message?

Can a company go to a credit bureau and claim knowing it a lie that you are 30 - to 60 days late on a payment?

Can my bank take all my wages deposited into my account, and leave me with no money to live for the rest of the month?

How do I split a debt owed by my husband and his ex wife?

Should I pay AMEX or let them sue?

Ex girl friend was in the process of paying me for her jeep. Jeep is registered in my name only.

Hello, I need a vehicle out of my name.