. Served summons from a creditor bringing suit . for an account that is in default.. Too late for bankruptcy or settlement?

You can file bankruptcy at any time to stop this collection action in its tracks, even after the creditor has obtained a judgment against you....

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I have back city taxes due. Am i able to file those in bankruptcy in the state of ohio?

Most of the time, taxes are not dischargable in bankruptcy. However, this depends on OH law as well, so consult an Ohio bankruptcy attorney and ask...

Bankruptcy. Liable after discharge in chapter 7 for Income Taxes on home just because it was an investment / rental property?

As the other attorney stated, if you file bankruptcy before the debt is forgiven by the creditors, you will not owe taxes. Anytime a creditor...

Deed in lieu of foreclosure

Mortgage companies often will not consider a deed in lieu if there are any liens against the property other than your first mortgage (i.e. a second...

Can a mortgage company sent a bill for one amount and while on the phone told me that I owed another amount?

The amount the representative on the phone gave you may be higher than the amount on your bill because late fees, interest, and any other...

Requested Validation of a debt- Is there a time frame I should have to respond to validation?

The Federal Fair Debt Collection Practices Act governs the response to your question. The FDCPA covers collection agencies/parties, and doesn't...

The Federal Fair Debt Collection Practices Act governs the response to your question. The FDCPA covers collection agencies/parties, and doesn't...

Bankruptcy and spouse.

First, if you are married, you may file Ch. 13 on your own, but your wife will remain personally liable to pay the full amount owed on all joint...

No. Wages cannot be garnished in Texas, except by Government agencies such as the IRS or Social Security Administration. The company is telling you...

Will my negative credit and medical bills cause my soon to be wife's credit she has great credit

Your credit does not affect your fiance's credit, unless you have joint accounts. Then, only those joint accounts would affect her credit. The same...