Archived
If there are two parties on a mortgage and one files for bankruptcy, can the other party maintain property?
Lucy's answer
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Answered on February 13, 2013
It depends on what you mean by "maintain the home". What do the debtor(s) plan on doing with the house? Have they claimed it as exempt property...
Archived
I filed my 2008 tax return late in September 2010 can I file it on my bankruptcy?
Lucy's answer
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Answered on February 13, 2013
There are very specific rules on the types of taxes that can be discharged and the exact "age" requirements. In general, there are 5 rules you...
Archived
I have lost my home and my car and I have tax lien. How does all of this affect my means test for Chapter 7?
Lucy's answer
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Answered on February 13, 2013
You mention that you make a decent income and that you "don't qualify for Part 1 of the means test". Has a bankruptcy attorney already told you...
What happens if someone who owed me money while I filed for Chapter 7 Bankruptcy is able to repay me later on?
Lucy's answer
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Answered on February 13, 2013
I agree with what the other attorneys have already mentioned. Did you have an attorney file your chapter 7 case? If so, call that attorney and...
Archived
Can i refinance my home after a chapter 7 bankruptcy discharge if i did not reaffirm it during the bankruptcy.
Lucy's answer
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Answered on February 13, 2013
It depends. Check with your currect lender to see whether they will modify your loan or refinance through them. If your current lender will not...
Archived
I just filed Chapter 7 Bankruptcy in Texas. I am not sure whether the type of debt categories I have will be discharged?
Lucy's answer
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Answered on February 13, 2013
You stated that you just filed chapter 7 bankruptcy in Texas. If you filed pro se (meaning without an attorney or on your own), your issues are...
Archived
Car repossessed about 7 yrs ago also about the time i filed chapter 7, now receiving calls from
a collector
Lucy's answer
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Answered on February 13, 2013
You definitely want to find out if the car was "included" in your bankruptcy case, as mentioned by the other attorneys. You can probably contact...
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