Archived
Bankruptcy was closed after I appealed their "Motion to lift stay" to federal district court and filed my adversary proceeding
Christine's answer
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Answered on May 15, 2013
Mr. Hudson is right, you have not provided enough information. The order dismissing case should tell you whether or not it was dismissed with...
Archived
Lent friend over 15 grand, had paper signed but not notarized. He won't pay, what recourse do I have?
Christine's answer
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Answered on May 15, 2013
It sounds like you have a valid contract for an unsecured debt. If she files bankruptcy depending on the circumstances you may not be entitled to...
Can a creditor place a lien on my land for a repossessed car? How often are they allowed to refile the claim/ case?
Christine's answer
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Answered on May 15, 2013
Once a judgment has been issued to a creditor, even if it is for personal property, such as a car, the creditor becomes a judgment creditor and can...
Archived
I had gotten a payday loan last year, but never paid it back. Recently a "collection agency" contacted me.
Christine's answer
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Answered on May 15, 2013
Many Payday lenders hire collection agencies which use unlawful practices when trying to collect on defaulted loans. Both the Texas Attorney...
Archived
In 05, I filed Bnkrptcy and afterwar received 2 credit cards I charged on, intended to but did not pay. Can I be sued criminally
Christine's answer
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Answered on January 07, 2013
While you may have a claim under the fair debt collection act for the threaths these companies are making against you. It doesn't sound like your...
Archived
Not income or a job for some time. I am losing my property due to HOA, taxes and home equity line.
Christine's answer
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Answered on January 04, 2013
It is difficult for many families these days without income to maintain their homes. Texas is a non-judicial state meaning that in most instances...
Archived
It has been over a year since I disputed an account how long does a collection agency have to settle a dispute?
Christine's answer
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Answered on January 04, 2013
In Texas a landlord only has 30 days to turn over the money or notify a tenant how they are applying a deposit. I imagine that CO has similar laws....
Archived
I received default judgement. Should I take my name off of joint check acct so they cannot freeze? Can I still direct deposit?
Christine's answer
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Answered on January 04, 2013
Texas is a very debtor friendly state and offers its residents protection from creditors, even judgement creditors in a variety of ways. In Texas,...
Archived
I retired in texas with a pension if i didn't pay my credit cards can i be sued and they take the money out of my checking accou
Christine's answer
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Answered on January 04, 2013
The short answer to your question is yes, if a creditor obtains a judgement and is subsequently granted the authority to collect on that judgement...
What will happen if I refuse to give my tax return to my husband's Ch 13 trustee? Wille there be any legal consequences for me?
Christine's answer
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Answered on January 03, 2013
The answer to your question will depend on where your husband filed bankruptcy and the current local practices. Based on your location, if he filed...
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