We filed bankruptcy and was dischg in 2010. we had a 1st &2nd mortg. our mortgage com is offering loan mod. is the 2nd dischgd

It would be helpful if you could tell us which Chapter you filed. Did you file 7 or 13? I would be more than happy to post some additional comments...

I don't believe the lender has any general obligation to contact a co-signor if the the borrower misses a payment. Usually, a concern co-signor...

Hubby- million$ real estate biz debt. I have small online S-corp business with $20K clothing inventory. Will Ch7 BR take my inv?

This is a general comment, but the assets of the bankruptcy are not the articles of clothing per se. The clothing belongs to a corporation that is...

What are my options as landlord when wife files Chapter 13 bankruptcy but husband does not?

If a debtor wants to continue occupying the rental property, the Chapter 13 Plan should provide for the assumption (or rejection) of the lease. (11...

Can you switch attorneys in the middle of a bankruptcy

Might I suggest simply driving over to the office during normal business hours and asking the secretary or receptionist to put you on the calendar...

I filed chapter 11 and the IRS assessed penalties and interest over and above what is reflected in the plan. Is this proper?

I am not a CA bankruptcy attorney, so I cannot speak to the 9th Circuit precedent, if any, that might address your situation. Therefore, the...

I was summoned to court for an outstanding debt, was I railroaded?

It is not the Court's function to explain the law or advise defendants in civil matters. Unlike criminal matters, there is no right to counsel. Its...

Can a judgment be entered against me if I was never served with a summons?

You should go see a local attorney right away. In general, a party makes a special appearance before a state court for the sole purpose of...

How Long Will It Take For My Chapter 13 Take To Kick In?

I think my colleagues answer about covers the effect of the automatic stay on your question. Just a couple points to add: In some...

Reaffirmation Debt

I never second guess the decision of another bankruptcy lawyer, because only he or she has all the facts of your case. I can offer some general...