A creditor's agent (Portfolio Recovery) has sued me for non-payment. What are my options if I am not able to pay.

Texas is an extremely debtor - consumer oriented State. Most of your personal property up to a value of $30,000 (if you are single; $60,000 if you...

Call the police and tell them you are exercising your right to enter the property since you are a tenant. Have them meet you there (if they are...

Do I need an attorney?

They can attempt to do that. And you may push back, and state that your use of the garage door did not exceed "normal wear and tear" as defined in...

Can landlords charge you for "damage" they don't repair and don't incur any cost related to?

The landlord may lawfully charge you for damages you incurred that exceed "normal wear and tear." See TPC 92.001(4):...

What can i do ?

If you follow Texas law closely, you might be able to fix the problems yourself and then deduct the cost from rental. See TPC 92.056:...

Wage garnishment for this purpose is illegal; do not trust a REALTOR(R) for legal advice unless s/he is also licensed by the State Bar of Texas....

Can we refuse to let my father-in-law back in the house if he is on the lease, after he abandoned the home?

No. The landlord may remove him if he defaults, but you do not have the right to do so involuntarily. You will need to negotiate with FIL to get...

Am I a co-owner of a house that was purchased by my spouse before we got married?

She bought it before marriage -- it is her separate property; no need for a prenup agreement.

One of our builders has avoided paying us. The 2 homes have been sold. Do we stand a chance of getting paid?

Did you sign a Release of Lien or Lien Waiver? By statute you are out of time. However, if you were engaged directly by the property owner, you...

Does hospital has the authority to put an hold of your house after finalmortgage payments

In Texas, hospital liens attach to lawsuits, Judgments and settlement proceeds. See TPC 55:...