Does TX have a specific legal form to use as DISCLAIMER of beneficiary on a life insurance policy?

Be very careful of trying to draft legal documents for yourself, especially documents to be filed in Probate Court. The disclaimer contained in...

Can my homeowner insurance cancel my policy in Texas due to a routine audit to keep their company within a proper risk ratio?

Under Texas law, after your initial homeowners or renters policy with your company has been in effect for 60 days or more, that insurance company...

Exception from insurance company on totaled vehicle

A lot depends upon the terms of your policy. Generally, under the Texas Standard Auto Policy, all you are entitled to recover is the "ACTUAL CASH...

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I signed contract i was told was permission to talk with my insurance com. but said i was obligated to use them r pay 30%.

My suggestion is to contact a local attorney to discuss the matter. Make sure you take the contract with you. There are a lot of unanswered...

Is there insurance coverage--diminished value with no UM insurance in a hit and run in Texas?

The answer to your question is NO. On October 17, 2003, the Texas Supreme Court decided the case of American Manufacturers Mutual Ins. v Schaefer,...

Car crash with cop: Sue or not?

Generally speaking, the answer is wait to file suit. Filing suit within a few days after you made a claim against the City is not going to get...

THE FOLLOWING DOES NOT CONSTITUTE LEGAL ADVISE BUT IS FOR PURPOSES OF LEGAL DISCUSSION ONLY. Due to the nature of the question it is believed...