I took out a mortgage on June 27, 2006 for 125000 and I asked what my payoff amount would be and it is 124,766! How?????
Vincent's answer
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Answered on January 31, 2022
You should refer to the terms of your mortgage note to see how payments were to be applied. Interest-only mortgages were fairly common during the...
Bankruptcy Question?
Vincent's answer
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Answered on August 08, 2021
It is imperative that you speak with a local, experienced bankruptcy attorney ASAP. You situation is too complex to provide an adequate answer to...
Archived
How to financially shield my wife from unsecured credit card debt following my death?
Vincent's answer
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Answered on August 20, 2020
Thoughts are with you and your family during this difficult time. As others have indicated, the complexities that are lurking in your situation...
What happens to my employment ada case if my employer enters chapter 11?
Vincent's answer
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Answered on August 13, 2020
There is not enough info here to answer your question. However, if you have an attorney who is handling your ADA suit, they may be a good first...
Filing Bankruptcy on Owner Financed Property?
Vincent's answer
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Answered on August 13, 2020
As my colleagues have stated, your question is pretty significant and could not be sufficiently answered in this forum. Generally speaking most...
Archived
A lender cannot foreclose my non reaffirmed mortgage (Ch 7) if I keep making regular on-time payments, correct?
Vincent's answer
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Answered on August 01, 2020
Agree with my colleagues - foreclosure is subject to state law, careful with online articles that may be attributing law from a different...
Archived
Air ambulance debt sent to collections Their full amount plus interest is astronomical. Options ?
Vincent's answer
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Answered on July 15, 2020
If you can cobble together about 25%, I would make an offer starting at about 10%, most debt sales are for less than 10 cents on the dollar, so...
Archived
How can I pay my original debt and avoid paying gained interest on debt?
Vincent's answer
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Answered on July 15, 2020
As with nearly all debts, agreement of the parties to the debt is the basis of the existence of the debt. So if you owe $5000 plus $5000 in...
Archived
Receiving small inheritance ($15,000), recently approved for SSDI permanent disability, have no assets, have debts.
Vincent's answer
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Answered on July 15, 2020
Need more information to provide a complete response but generally speaking if your debts are secured, the recourse is repossession of the...
Archived
Can geico sue me for not paying back the credit they gave me for the corona?....
Vincent's answer
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Answered on July 15, 2020
It depends on whether the credit was conditioned upon your remaining with them for a prescribed period of time. Check the disclosures on the...
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