Is there a restriction on how long a creditor can wait to submit a debt to a collection agency after notification?

The credit can sell the account. It would be on the collection agency to determine what it is worth to them to buy. Now that you have been...

Sued by creditor which has representation now settlement offer, is temporary and agreed judgement the same ?

I don't know if it can removed off of your credit report. Seems that you DID owe the money, per the agreed terms, so it would seem that the credit...

You can, but need to file a motion for default judgment against the defendants that have not answered, file the correct paperwork referenced by the...

I won the judgement in small claims court

The only easy way would be (1) the debtor agrees to pay or (2), you know where he banks. If you know where he banks, you can get a writ of...

Can I sue a debt collector for harassing my family members ,telling them they are going to sue, leaving case numbers on vm?

You can sue them, but the claim is violation of the Federal Debt Collection Practices act. You need to contact a Houston attorney with your...

Providing proof of ownership

They do. Write to them and ask for the proof. They should have a contract or something proving they bought the debt or now own the debt. If they...

I have a payday loan I have not paid and they are calling me to work to serve me is what they are telling me. Can they do that?

If this is a valid debt, the collection company might be calling enough and doing enough to violate the Federal Debt Collection Practices Act or...

Can I take my sister in law to court for not paying back my personal loan.

Yes, you can. You are likely going to need a lawyer when you talk about that kind of money. The more important question is how would you collect...

Sounds like they are alleging theft, which would allow them to involve the police as it would be a criminal matter.

Can a private judgment charge me interest and have a debt collector calling me?

All judgments in Texas accumulate interest. So yes, and the collection agency is not taking it on, Texas law dictates that interest will...