Questions answered by Nathan Steven Graham

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Can i declare chapter 7 even though my husband doesn't?

Nathan's answer | Answered on June 04, 2013

I would wait until you are separated. While you are living together you need to list your husband's income as part of your household income. This...

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If my loan was discharged in a bk 7, the home was foreclosured, has an attorney for the lender get a judgement against me?

Nathan's answer | Answered on June 04, 2013

The bankruptcy discharge is an affirmative defense in the lawsuit. You needed to file an answer to the lawsuit asserting the discharge as a...

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If I don't assume an auto lease, what post discharge recourse would the creditor have toward the original contract?

Nathan's answer | Answered on June 04, 2013

If you don't formally assume the lease before the discharge order is signed then the debt is discharged and you are not liable under the lease. Be...

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Chapter 7, What can I do to address a lawsuit that has been filed in local court by a creditor that was properly notified?

Nathan's answer | Answered on June 04, 2013

Has the automatic stay been lifted in the bankruptcy court? If not have your bankruptcy attorney file a motion for contempt in the bankruptcy...

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I defaulted on a student loan. I set up a payment agreement of 3 large payments over the course of three months. I made the

Nathan's answer | Answered on June 04, 2013

I fail to see what your not receiving your diploma has to do with your not paying your student loans. The diploma is being withheld by your...

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Can I get arrested for not paying a collection agency who won't provide an original document for the bill?

Nathan's answer | Answered on June 04, 2013

You won't go to jail for not paying a pay day loan. However, they may sue you and service of the petition could take place at your job. If you...

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Can I be sued for an old medical bill of $179.40, after already paying what I considered, "fair and reasonable," 5 yrs. ago?

Nathan's answer | Answered on June 04, 2013

I suggest you pay the debt. I know you believe you have already paid them a fair amount but that is not the same thing as paying what is owed...

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I filed for chapter 13 but didn't understand the payments so I didn't pay on my homes so can they take it away and how much tim

Nathan's answer | Answered on June 04, 2013

It's unclear whether or not you are represented by an attorney. If you are then you should contact them and ask about curing missed payments...

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Attorney will not refund my money when she didnt complete job.

Nathan's answer | Answered on June 04, 2013

Refer to the retainer agreement to determine whether or not you are entitled to a refund. Many bankruptcy attorneys have no refund clauses in...

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Does your mortgage get listed on Schedule F for Ch 7 bankruptcy?

Nathan's answer | Answered on June 04, 2013

Secured creditors, such as mortgage and car loans, should be listed on Schedule D. You should also make sure you mark the debt as being reaffirmed...

Nathan Steven Graham's Answers (39)

Can i declare chapter 7 even though my husband doesn't?

If my loan was discharged in a bk 7, the home was foreclosured, has an attorney for the lender get a judgement against me?

If I don't assume an auto lease, what post discharge recourse would the creditor have toward the original contract?

Chapter 7, What can I do to address a lawsuit that has been filed in local court by a creditor that was properly notified?

I defaulted on a student loan. I set up a payment agreement of 3 large payments over the course of three months. I made the

Can I get arrested for not paying a collection agency who won't provide an original document for the bill?

Can I be sued for an old medical bill of $179.40, after already paying what I considered, "fair and reasonable," 5 yrs. ago?

I filed for chapter 13 but didn't understand the payments so I didn't pay on my homes so can they take it away and how much tim

Attorney will not refund my money when she didnt complete job.

Does your mortgage get listed on Schedule F for Ch 7 bankruptcy?