Archived
What forms or papers have to be filed with the courts before a trustee can payoff a single claim on a chapter13 bankruptcy case?
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Answered on June 08, 2017
Generally in a Chapter 13 case a car loan is paid through the Chapter 13 Plan in equal monthly installments and a creditor is not required to...
How long can a judgment be renewed in the state of Oklahoma?
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Answered on May 16, 2017
Pursuant to Title 12 of the Oklahoma Statutes Section 735 a Judgment must be renewed every 5 years to avoid being unenforceable. So the answer to...
Archived
Can a Law Firm pull your credit
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Answered on March 23, 2017
It would be improper for a Debt Collector/Law Firm to pull your credit regarding a debt that was discharged in a bankruptcy. However, your private...
I need to let my car go back but my dads name is on it too can i file bankruptcy and keep them from coming back on him
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Answered on January 10, 2017
Unfortunately, if your dad is a co-signer on the loan the creditor can collect from him if no one else pays the debt. You can most likely...
Can Chapter 7 Bankruptcy help me get my transcripts from my old university, what are the steps for such?
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Answered on December 08, 2016
Great question. Some courts have ruled that it is a violation of the bankruptcy discharge for a school to refuse to provide a transcript absent...
Archived
Am I responsible for my husband medical bills ?
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Answered on December 08, 2016
In Oklahoma a spouse is jointly liable for the medical debts of a spouse for medical services incurred during the marriage. If the medical...
Archived
We just filed Chapter 7 bankruptcy and requested reaffirmation on our truck...will the bank contact us on what to do next?
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Answered on October 06, 2016
Generally in a Chapter 7 case debtors have to be current on secured debts like car loans in order to keep the collateral and reaffirm the debt. If...
What can I do if I have a hold harmless clause in divorce and now creditor is suing me.
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Answered on September 28, 2016
I agree with Ms. Bunce. You can either go after him in divorce court, offer to settle with the creditor, or you can explore your option in filing...
Archived
How can I resolve this without getting in trouble?
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Answered on September 28, 2016
Most likely the only one who can answer this question is the creditor. Without more information it is not likely you will get a meaningful...
Archived
How to do a reaffirmation 4yrs after BK in order to refinance. Can our Lender force us to do one before they refi?
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Answered on September 28, 2016
It is not possible to reopen your past Chapter 7 to reaffirm your mortgage loan. Most likely you were advised NOT to reaffirm the mortgage due to...
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