Questions answered by A. Todd Laster

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In bankruptcy, how is the separate property of a non-filing spouse liable? Does it matter what the source of the debt is?

A.'s answer | Answered on September 03, 2014

In a liquidation chapter 7 bankruptcy only the debtor's assets are property of the bankruptcy estate and only the debtor's interest in non-exempt...

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What do you need to do when a collection lawyer says he's is getting a judgement against you for a $3800 medical bill?

A.'s answer | Answered on August 29, 2014

You should let the collection lawyer know that you are unemployed and a disabled veteran. If there is a judgement entered against you for this...

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WHAT IS THE AVERAGE COST FOR FILING BANKRUPTCY

A.'s answer | Answered on August 27, 2014

If you are behind on your mortgage and want to keep the property you will likely need to file a Ch. 13 bankruptcy that cost a little more than the...

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I am approx. $30,000 in debt... including credit card debt, bank debt, a car repossession

A.'s answer | Answered on August 27, 2014

You should schedule a free consultation with a local bankruptcy attorney. If you are unemployed with lots of unsecured debt you would likely...

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I NEED ADVICE ON WHAT KIND IF ANY --BANKRUPTCY I CAN DO?

A.'s answer | Answered on August 20, 2014

Bankruptcy will not help you keep your home if you cannot afford the payments. I recommend that you contact your mortgage company about the...

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I keep getting calls from a lawyer firm..they said they have check from 2010 that was written to a payday loan co..and they had

A.'s answer | Answered on August 20, 2014

It is unlawful for a deferred deposit lender or "payday loan" lender to threaten criminal prosecution for non payment in the state of Oklahoma. I...

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Will filing bankruptcy help me stop a foreclosure due to owing real estate taxes? Also a state tax bill & 2 liens on my deed.

A.'s answer | Answered on August 20, 2014

A Ch. 13 bankruptcy will assist you in stopping the foreclosure if you can formulate a Ch. 13 Plan that would pay the past due taxes within 3 to 5...

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Should I try to settle my bank account debt before or after filing for Chapter 7 bankruptcy?

A.'s answer | Answered on August 18, 2014

I agree with the other answers posted here. You should first seek a free consultation with a local bankruptcy attorney. Most likely it is best...

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In the state of AZ, does the bankruptcy rule apply when the amount put in your schedule is in error and the court discharge?

A.'s answer | Answered on August 18, 2014

I agree with the other answers. As long as the creditor was listed in the Bankruptcy it does not matter if the amount was in error. Debt balances...

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How can I get rid of IRS tax lien after I get the debt discharged in Chapter 7 bankruptcy?

A.'s answer | Answered on August 18, 2014

Most types of tax debts are not discharged in a Ch. 7 bankruptcy. If there was a federal tax lien filed prior to filing a bankruptcy the debt is...

A. Todd Laster's Answers (505)

In bankruptcy, how is the separate property of a non-filing spouse liable? Does it matter what the source of the debt is?

What do you need to do when a collection lawyer says he's is getting a judgement against you for a $3800 medical bill?

WHAT IS THE AVERAGE COST FOR FILING BANKRUPTCY

I am approx. $30,000 in debt... including credit card debt, bank debt, a car repossession

I NEED ADVICE ON WHAT KIND IF ANY --BANKRUPTCY I CAN DO?

I keep getting calls from a lawyer firm..they said they have check from 2010 that was written to a payday loan co..and they had

Will filing bankruptcy help me stop a foreclosure due to owing real estate taxes? Also a state tax bill & 2 liens on my deed.

Should I try to settle my bank account debt before or after filing for Chapter 7 bankruptcy?

In the state of AZ, does the bankruptcy rule apply when the amount put in your schedule is in error and the court discharge?

How can I get rid of IRS tax lien after I get the debt discharged in Chapter 7 bankruptcy?