I have paid 60 percent of my 3 year land contract . I have 18 months left. Can I file a chapter 13

A Chapter 13 Bankruptcy can be used to allow you up to five years to cure a pre-petition balance in addition to making the ongoing payment. More...

Can credit union freeze parents saving account for my debt related to a car repo.

After receiving a judgment against you for the deficiency balance on the car loan, a creditor could attempt to garnish any bank account you are on....

How to protect myself and my credit if someone has the same name?

One way to protect yourself is to get your annual free credit report from all three credit reporting agencies (Experion, Transunion, & Equifax)...

My bankruptcy complete?

Your case will show that it is Discharged once the Discharge has been entered by the Court clerk. Assuming no objections were filed before...

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No being unemployed or unable to pay a debt is never a defense to collections. You would still most likely get a judgment against you for not...

What do I do in the even when creditors still send bills and keep hitting my credit report after receiving my discharge

The fact that you filed for Chapter 7 bankruptcy can be reported on your credit report for up to 10 years and there is nothing you can do about...

Of my unpaid dental bill for 250 dollars and its been 3 months since it was issued.

You should contact the creditor as soon as possible and explain your situation. They are more likely to sue you for a judgment to get your...

I have been told I have to re-open my discharged Chap 7 bankruptcy. I need to file a motion to avoid a judgment lien.

Judicial Liens can only be avoided on exempt homestead real estate. I do not think you can avoid a judicial lien on property that is not exempt if...

Reaffirmation Agreement and Discharge of my Chapter 7 Bankruptcy

Make sure that you get a certificate of completion for the financial management course and file it with the Court in order to receive your...

Hi please explain in easy sentance what does filing for bankrupcy means?

If you cannot pay your bills as they are due you may be able to file a bankruptcy that stops the collection of all debt temporarily and permanently...