The term Collection Proof means that although creditors can still get judgments against you, they cannot collect on the judgment because there is...

I have 2 cars. One is my daughter's she bought . Kept in my name because of insurance reasons. Can bankruptcy court take the car

Bankruptcy is a Court of Equity and recognized both legal and equitable interests in property. If you can prove that your daughter did in fact pay...

Is it fraud to charge something a few days before you go into bankruptcy

You should consult with an experienced bankruptcy attorney as soon as possible. If this debt was personally guaranteed and the individual is the...

Yesterday my bank account was garnished by my mortgage company who just happens to be the bank my pay check has direct deposit.

If a Mortgage company forecloses on real estate and the proceeds of the sale do not cover the entire loan balance, some states allow the...

SS Disability, Own home (Paid for) 13K Discover bill can't pay.

I agree with the other Attorney responses. You are entitled to an unlimited homestead exemption under Oklahoma exemption laws that would prohibit...

I file for bankruptcy chapter 7 no liquidation I exempt my tax refund when filing.

I agree with Attorney Bunce and would only add that as long as your final decree has been entered and the Trustee never filed a Notice of Assets,...

If o filed bankruptcy and added my mortgage would I loose my home?

If you are current on your mortgage and all your equity is exempt, It is possible to reaffirm a mortgage debt and keep a house in a Chapter 7...

You can certainly contact the creditor about making payments but this alone will not prevent them from getting a judgment against you. You should...

How long can a business file for garnishment when you are exempt the first time?

Mr. Pate is correct, a creditor can continue garnishment attempts for as long as they have a valid judgment and judgments can be renewed. You...

How do I go about filing bankruptcy and how much debt must I be in to do so

This first step to filing bankruptcy is to get a free initial consultation with a local experienced bankruptcy attorney. You can use the Find a...