Archived
I filed Chapter 7 and did not reaffirm loan, boyfriend refinanced without my knowledge am I responsible?
Robert's answer
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Answered on March 22, 2019
If the debt was discharged in bankruptcy, which is what it sounds like you're saying happened, then no, you are not responsible for the debt. ...
I received a bill for my last semester of college tuition from 11 years ago. Is there a statue of limitations on this bill?
Robert's answer
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Answered on March 06, 2019
Depending on the nature of the debt, creditors do have a time within which they must take action to collect. Considering the age of the debt, it...
I was served with court papers from Student Loan debt, what do I do?
Robert's answer
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Answered on February 20, 2019
You should definitely speak to an attorney as time is of the essence now. You may have a few options as to how to deal with this type of debt. You...
Can wages be garnished over a civil suit?
Robert's answer
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Answered on February 20, 2019
Depending on where you live, garnishment is based on state law. If you live in Ohio, it appears that the law there is that regular creditors can...
Should I surrender or redeem a financed car?
Robert's answer
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Answered on February 15, 2019
Of your two options, here's how they could play out:
1. If you redeem the vehicle, all that means is you'll keep making the payments and keep...
Archived
Can I sue Devry University if I graduated in 2008, or is it too late?
Robert's answer
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Answered on September 15, 2017
The answer depends on the prescriptive period for actions in your state. That being said, it is very unlikely that the time to file suit hasn't...
Archived
Can I sue for stoage fee?
Robert's answer
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Answered on September 15, 2017
I would agree that the obligation to pay the debt most likely remains, however, it seems unlikely that the debt is not still out there owned by...
Should I apply for wage gurnishment or just accept what the person is willing to pay me?
Robert's answer
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Answered on September 15, 2017
Each state has specific laws regarding garnishment of wages. Depending on what your state allows, and also depending on how much that person...
Archived
What does "applied to judgement and cost " and "writ accept amount" ?
Robert's answer
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Answered on September 15, 2017
A garnishment is when a judgment creditor (usually) has the ability to force your employer, through a court order, to withhold a portion of your...
Can I convert my Chapter 13 to a Chapter 7 if my spouse no longer wants to help me satisfy my Chapter 13 obligations?
Robert's answer
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Answered on September 15, 2017
This is definitely a question that will need some more facts to answer. Why were you in a chapter 13 originally? Would you have qualified...
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