Behind on health, credit card bills summons came yesterday

I practice bankruptcy law throughout the State of Nebraska. Also, as a former collection lawyer I understand how collection agencies operate and...

Do I need to file tax returns (most likely refund years) from over 6 years ago in order to file bankruptcy.

This is an off the cuff answer, but I don't think you need to file the unfiled returns. You have filed the last 5 years' returns. A lot will...

My husband recently passed away. He had no interest in any real estate, stocks, etc. Am I responsible for his medical debts?

Your personal liability depends on Illinois' "doctrine of necessaries", which states a spouse is liable for their spouse's necessary medical...

Garnishment is a creature of statute, as prior to statutes being enacted wage garnishment didn't exist (it was "unknown at common law). Thus,...

Can I ask a collection agency to validate a debt if theyve had it longer than 30 days but never sent me a letter to dispute

Here is how this works: Within 5 days of their first telephone conversation with, a 3rd party creditor (debt collector or collection agency) must...

I think you are really referring to the 30 day period to request validation/dispute the debt. Here is how it works: Within 5 days of their first...

Can creditors and medical bills garnish retirement pensions? have no insurance benefits and owe a few hundred thousand.

You do need to contact a Nebraska lawyer experienced in debtor/creditor law. The Nebraska state law exemption regarding retirement plans is one...

What should I do if previous apartment complex went from charging me $180 cleaning to now collection $1,170?

I concur with Stephen, you need to request validation and verification of the debt within 30 days of their first letter to you. If they added...

How can I get a phony debt off my credit history?

Follow up with the credit bureaus--the utility company can't just ignore the dispute. Keep at it. Your persistence will eventually pay off. If...

Am I responsible for my wifes credit card debt? We are married. Can they come after our joint savings and checking account?

Are you listed as a co-owner of the credit card? Check your credit report at annualcreditreport.com. If you are a joint account holder you are...