As my colleagues here have pointed out, the difference is time. If you hire private counsel, that is what you are paying for. PDs typically have...

I took out a loan with Western Sky back in April 2012. I made all the payments on time to Cashcall.

You should visit with a consumer attorney in your area. United could be a third party collector and therefore subject to the FDCPA.

What should I do about a debt that is in collections, that I can't pay? can the collection agency have me arrested?

My colleagues here have given very good advice. I would add that if the collector is harassing or abusing you, you should visit with a consumer...

Will a archived crime show on a apartment background check.?

Probably.

It is not illegal, but it's probably not a good idea. You'll understand more when you are 22 or 32.

No. You should enlist the help of a criminal defense attorney and try not to loose your wallet again.

Filing for BK "pro se", live in NE, domiciled in CA. Biggest issue is knowing whether Trustee will accept CA System 2 exemptions

If you are being harassed by debt collectors, speak with a consumer lawyer. They may have violated the FDCPA.

Which officer would typically get in more trouble?

I agree with the fine answers here. I would add that you should look to the indictment to see what counts each defendant has been indicted for in...

CAN I RESPOND TO THE PLAINTIFF'S ANSWERS TO MY CLAIMS?

You will want to file a responsive pleading to the counter-claim. Why would you want to file a responsive pleading to the other side's Answer? ...

Can a po Make you get a job

Yes, if it's a condition of your probation. I guess if you're not working, and don't want probation, you could always ask to be sentenced under...