Archived
Can an arrest without conviction (pending trial for a DUI) come up on a background check or all employers to deny employment?
Tregg's answer
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Answered on April 11, 2014
Some record searches show arrest in addition to convictions. It depends on who the employer is using to do the checks and how much they pay for...
Archived
I am being sued by a credit collection company and I sent them a request for documents and request for admission & interrogators
Tregg's answer
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Answered on April 11, 2014
You should seek the counsel of an experienced consumer attorney in your area. Some debt buyers are notorious for having bad or incomplete...
Archived
I baught a salvaged car about a month ago with no smog included, and now it wont pass and cant register it what can i do
Tregg's answer
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Answered on April 11, 2014
I would sell it for scrap and chalk it up to a life lesson.
Archived
Should I respond with the SOL or DV?
Tregg's answer
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Answered on April 10, 2014
Be very careful about giving any personal and or banking information. Do some research on the sender of the letter via simple google searches. If...
Archived
Internet 'Payday' loans sold to junk credit buyers, what to do...
Tregg's answer
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Answered on April 10, 2014
Be very wary of any company who says they are collecting for a payday lender. There are a huge amount of scammers involved in that industry.
Archived
Can a company threaten property seizure on a payday or installment loan?
Tregg's answer
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Answered on April 10, 2014
If this is a third party collector, you may have a FDCPA claim. There is a chance that these people are scammers though, so research the caller...
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Archived
I would like to clear my credit report up from multiple collection agencies with negative information back to good credit.
Tregg's answer
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Answered on April 10, 2014
The first step would be top get copies of all three of your credit reports. Study them all carefully to see if everything is valid. If there are...
Archived
If I have received a phone call from a debt collection company but no written notice, and no further phone calls...
Tregg's answer
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Answered on April 09, 2014
Legitimate collectors are required under the FDCPA to send you something in the mail within 5 days of the initial contact. Be patient and see if...
Archived
I was recently called from an old debt from a collections firm and they asked for my bank account number, what should i do?
Tregg's answer
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Answered on April 09, 2014
I would not give them your bank account number or any other personal information. If I called you and asked for that, I would hope you wouldn't...
Archived
What can my husband due if his credit is affected due to child support he didn't have to pay?
Tregg's answer
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Answered on April 09, 2014
Your husband may be able to sue the CRA(s) under the FCRA. He should speak with a consumer lawyer in your area. There are specific steps that...
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