Archived
Will Equifax have to remove the negative report on my daugher's account since she was not the Card holder but an authorized user
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Answered on August 13, 2012
Dispute the negative remark using the Fair Credit Reporting Act. They will need to remove it unless the creditor confirms it is a valid debt. At...
Archived
If you are in forclosure, and bk... and a motion was filed for the automatic relief of stay
Ryan's answer
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Answered on August 13, 2012
It's kind of hard to decipher what exactly is going on based on your statement. If they filed for relief from the automatic stay, you get a...
Archived
How do I know which debts are discharged & which are not?
Ryan's answer
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Answered on August 13, 2012
Student loans, most taxes, debt you reaffirmed and any debt you were denied a discharge by the Court.
Archived
I must respond to a summons in regards to a debt owed, regarding Chapter 802 of Wisconsin Statutes. What must I respond with?
Ryan's answer
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Answered on August 13, 2012
You will need to respond to each and every allegation in the complaint and file it with the court. If you don't, the plaintiff can get a default...
Archived
Filed for bankruptcy chap 7 and your house is active foreclosure with a sales date.Can we be protected with the automatic stay?
Ryan's answer
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Answered on August 13, 2012
The automatic stay terminates upon the closing of your bankruptcy case. There is nothing stopping a foreclosure after that with the exception of...
Archived
Can a debt collector garnish my wages if I only work 26 hours a week and make only 10.00 an hour.
Ryan's answer
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Answered on August 13, 2012
You need to check with your local statutes, but usually if you are under the poverty level, meaning your income is less than the stated poverty...
Archived
What retirement funds are considered exempt from debt collection?
Ryan's answer
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Answered on August 13, 2012
You will want to continue keeping the funds separate. Unless your pension is with the railroad, it will likely be open to garnishment or execution....
Archived
I cannot pay my past due medical bills, what should I do?
Ryan's answer
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Answered on August 13, 2012
You may be judgment proof or you may need to file for bankruptcy if this debt gets any further out of control. The best thing to do is to visit...
Archived
Bondsman hires outside company to take care of "check-ins" and now I must pay $15/mo. What if I don't check in?
Ryan's answer
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Answered on August 13, 2012
This might be a contractual issue. Check with your paperwork to determine what your requirements are.
Archived
Can fc 271 sanctions be discharged in bankruptcy?
Ryan's answer
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Answered on August 13, 2012
If the payment is considered a domestic support obligation (child support or alimony), it won't be dischargeable. You should visit with your...
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