My husband is wanting to file bankruptcy. He is on the deed but not the mortgage for my house. How does this affect me?
John's answer
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Answered on September 08, 2021
You ask a very good question.
In Nebraska, there is a $60,000 "homestead" exemption, meaning that up to $60,000 of equity in the home may be...
I had a C7 and want to sell my home that has an 80/20 loan. Only the 80 was reaffirmed. Do I need to pay the 20 loan when sold?
John's answer
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Answered on February 17, 2020
Mr. Antico is 100% correct. Assuming the 2nd mortgage was originally valid going into the bankruptcy, then it will still be a lien against the...
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Should I file an objection for a Motion for Relief of Stay during a Chapter 7?
John's answer
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Answered on March 29, 2019
Normally, you don't need to do anything. You should ask your attorney just in case there is something unique about your case, so I defer to what...
Archived
Will the co-signer be responsible for the rest of the loan after the primary surrenders the vehicle
John's answer
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Answered on July 03, 2018
Yes, the co-signer is still on the hook. But, if the other party filed a Chapter 13 bankruptcy, the creditor will need to get permission from the...
My check is being garnished. And i got a legal paper from the courts "order of continuing lien" saying the court therefore orde
John's answer
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Answered on June 29, 2018
This means that every 90 days, the creditor must renew their garnishment with the court. It just keeps the garnishment alive for the next 90 days....
Which auto lenders will consider ch13 with trustee approval letter for lease/purchase?
John's answer
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Answered on May 02, 2018
By "letter from trustee to purchae/lesase a vehicle," I assume you mean that the Bankruptcy Court has approved a Motion to Incur Secured Debt. If...
Archived
If I won an adversary procedure to have student loans discharged, can they can come back after the fact and undo it?
John's answer
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Answered on December 01, 2017
If you have "won" a dischargeability complaint against the DOE, then you are good. If you can give more specific information, like the case number...
Archived
How do I collect a bill from a party in divorce?
John's answer
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Answered on August 31, 2016
Without a doubt, she is liable for the debt. It's her house and she asked you to fix something. To me, it would be fraudulent if she didn't pay. ...
Archived
Can I file bankruptcy for an at fault car accident?
John's answer
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Answered on August 31, 2016
Yes, unless, at the time of the accident, you were under the influence of alcohol or drugs. But, assuming it's just a plain accident, then you...
Archived
Can I pay off a debt I owe for a medical bill I know I can pay for?
John's answer
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Answered on September 17, 2015
I am an attorney who practices bankruptcy law in Omaha, Nebraska. I think the previous responses good.. Once the bill is paid to the collection...
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