Questions answered by David Eron

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I had a title load with citifinancial using my old cadillac as colateral. I filed chapter 13 and agreed to give them the car.

David's answer | Answered on July 23, 2012

Technically you don't have legal grounds under the bankruptcy code for avoiding the lien. This is more of an equitable thing. If they won't...

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When a parent is put in an assisted living unit, are the children responsible for outstanding debts?

David's answer | Answered on July 06, 2012

You must agree to be bound in one form or another, or have a court order that you take responsibility for your parents. The law does not...

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I was in a accident two years ago and still cannot pay off the debt because i had no insurance at the time. what can i do

David's answer | Answered on July 03, 2012

A bankruptcy could work, but if you have no income, it may be premature. If you are judgment proof, it can often be a better choice to wait this...

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Can Kansas garnish my SSI check for state taxes or take my checking account after it an automatic deposit?

David's answer | Answered on July 02, 2012

They can certainly garnish payroll and levy bank accounts. SSI is very questionable as it is exempt under federal law. That exemption does not...

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If a repo man collected my FULL balance, before actually leaving with my car, can they still collect the $300+ legal fees?

David's answer | Answered on June 25, 2012

You should have seen what the fee would have been had they actually picked up the car. Storage fees, towing fees, paperwork, on and on. Yes, they...

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I have a home equity account that needs to be refinaced or paid off in july i have never missed a payment and I have paid

David's answer | Answered on June 21, 2012

A chapter 13 bankruptcy could be an excellent way to "refinance" this loan. You could pay it off over 60 months at 4.75% interest. There are...

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What do i do about a lien release after bankruptcy?

David's answer | Answered on June 18, 2012

You need to be clear about what you mean by "answer the objection." Did you successfully strip this lien? If so, get a certified copy of the...

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Is a judge likely to dismiss collection activity and/or agree to a very small repayment plan....(see below)

David's answer | Answered on June 14, 2012

The answer to your question is not at all likely. A judge in a Kansas civil action is bound to apply the law to your facts, regardless of your...

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Debt Settlement vs Bankruptcy I do not want to file bankruptcy, however which will heal credit faster?

David's answer | Answered on June 13, 2012

Call Cynthia Grimes in Lenexa. She is an excellent attorney and can assist you.

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What can you do if the IRS says they are going to garnish your wages, it's a mistake and they embarassed you at work by a letter

David's answer | Answered on June 08, 2012

Well, first of all, there is such a thing as a 100% levy. It can and does happen all the time. Tax agencies in Kansas are not limited to 25% or...

David Eron's Answers (187)

I had a title load with citifinancial using my old cadillac as colateral. I filed chapter 13 and agreed to give them the car.

When a parent is put in an assisted living unit, are the children responsible for outstanding debts?

I was in a accident two years ago and still cannot pay off the debt because i had no insurance at the time. what can i do

Can Kansas garnish my SSI check for state taxes or take my checking account after it an automatic deposit?

If a repo man collected my FULL balance, before actually leaving with my car, can they still collect the $300+ legal fees?

I have a home equity account that needs to be refinaced or paid off in july i have never missed a payment and I have paid

What do i do about a lien release after bankruptcy?

Is a judge likely to dismiss collection activity and/or agree to a very small repayment plan....(see below)

Debt Settlement vs Bankruptcy I do not want to file bankruptcy, however which will heal credit faster?

What can you do if the IRS says they are going to garnish your wages, it's a mistake and they embarassed you at work by a letter