We are considering bankruptcy,.. what is our first step?

This is an easy one to answer. Find a quality bankruptcy attorney in your area. Many bankruptcy attorneys offer a free initial consultation. ...

Does borrowing money affect filing for BK

The money you borrow will create a debt to your folks. That debt MUST be listed in your bankruptcy. It will be treated just like any other debt...

In Chapter 7, If I am married but file BK individually, how will the Ct look at my spouse's income / expenses?

If you are living together, her income will have to be included on the means test. However, on line 18, you can deduct whatever portion of her...

Bill for Phone Service We Never Ordered

You really have two separate problems. One is the alleged debt you owe to ATT. If it were me, the answer to that one would be simple--don't pay...

People not Paying in Kansas

If you put a lien on the house, a bankruptcy should not impact the lien unless they try to avoid the lien through section 547 of the bankruptcy...

Can I buy a newer car in a Chapter 13?

While in a chapter 13 plan in Kansas, the order confirming your plan will prohibit you incurring new debt without court permission. If you are...

While in a chapter 13 plan in Kansas, the order confirming your plan will prohibit you incurring new debt without court permission. If you are...

I run a small S corp business. We owe a vendor about 20K. We have little money. They have hired a lawyer to collect. What to exp

The first thing you should do is determine whether they were a vendor of the corp or you personally. If just the corp, they generally cannot...

I definitely think that you should take another peek at bankruptcy. Have you spoken with a local attorney? There is almost always a way to make...

Yes, you can file the bankruptcy. It would be a good idea to have her sign the petition. Also, you should contact the US Trustee's office and/or...