Good answers by all of the above. if the tax refund is EIC, then it will be exempt for you. If CTC, not exempt; and if w/holding, not exempt. ...

If I file for bankruptcy, could my 'rent' or household contributions be a problem?

Sounds like an expense sharing arrangement. Consult an attorney about how to disclose whatever your situation is. DISCLOSE, DISCLOSE and...

A loan on my 401k in bankruptcy? Are they a secured creditor?

Sounds like you may already be in a bankruptcy, if so, you need to visit with your attorney and disclose all of this. If you are NOT in a...

Am I liable for my wife's credit card debt?

Are you a signatory on the account or not? IF NO, then you have no personal liability. If you are not sure, get the facts and then see where you...

Cavalry spv?

You need to see your attorney about this. You have been sued and you did nothing before they got a judgment, otherwise they would not have taken...

What

Contact an attorney to get information on what is best. There is just too much in your question to deal with in a short reply. You can contact my...

Can i keep my vehicle and get scrap title?

How about contacting original creditor and get them to release the lien or just park the vehicle in their lot and give it back to them. If it does...

We filed Chapter 13 instead of 7 and we want to turn a vehicle back to the lender

Contact your attorney. If you don't have one, I would retain one. returning a vehicle could change your overall payment in the Chapter 13. But...

If you have changed your mind, look at your fee agreement with the attorney. Is the attorney doing nothing or is it because you have not given...

Can i start a bankruptcy chapter 7, 6 months before my 8th year?

The 8 years is from filing date to filing date. If you got a discharge and it has not been 8 years since the previously filed bankruptcy then you...